Life insurance for HIV AIDS

Life insurance is available for people who have HIV or AIDS. Guaranteed-issue. NO health questions. Starting at $18.35/month. Call today (877) 341-5377

Can you get life insurance for HIV or AIDS? In Indiana, Ohio and Michigan our agency provides affordable life insurance coverage for men and women who are HIV+ and it couldn’t be easier to qualify because the application has NO health questions.

Even if you have been turned down for coverage in the past, this plan guarantees anyone aged 40 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by simply applying for coverage. No medical information or exam is required. The death benefit in the first two years is limited to 110% of the premiums paid. The policy pays 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.


  • NO medical or physical exam – NO health questions
  • Premiums will never increase
  • If your premiums are paid, the policy can never be cancelled.
  • Policy builds cash value

Life insurance rates for HIV/AIDS

Life insurance rates for HIV /AIDS

* Rates are current as of October, 2014, and subject to change without notice. This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Rates are paid monthly by EFT from a checking account on the same day each month or by credit card.

See also: Seguros de vida a las personas con VIH

For more information, please send an
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377

Our agency is presently licensed to write this HIV Life Insurance plan in the States of Indiana, Ohio and Michigan.

For residents of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming – We will be adding other states in the near future. Click here to inquire when your state may be added. Life insurance agents interested in offering this product in their state may contact Dave MacDonald at (877) 341-5377 for more information.

Call us today: (260) 422-5377 or
(877) 341-5377 (toll-free)


HIV and AIDS News — ScienceDaily

HIV and AIDS information and facts. Read latest medical articles and view educational videos on AIDS and HIV symptoms and treatments. Stay informed about new developments on the AIDS/HIV front.
Could an HIV drug beat strep throat, flesh-eating bacteria?
Wednesday February 25th, 2015 04:43:27 PM

With antibiotic resistance on the rise, scientists are looking for innovative ways to combat bacterial infections. The pathogen that causes conditions from strep throat to flesh-eating disease is among them, but scientists have now found a tool that could help them fight it: a drug approved to treat HIV. Their work could someday lead to new treatments.
Postoperative mortality rates low among patients with HIV prescribed ART
Wednesday February 25th, 2015 04:43:13 PM

Postoperative mortality rates were low among patients infected with the human immunodeficiency virus who are receiving antiretroviral therapy, and those mortality rates were influenced as much by age and poor nutritional status as CD4 cell counts, according to a report.
Potential treatment for drug-resistant tuberculosis discovered
Tuesday February 24th, 2015 10:21:31 PM

A new small molecule drug has been discovered that may serve as a treatment against multi-drug resistant tuberculosis, a form of the disease that cannot be cured with conventional therapies. While standard anti-tuberculosis drugs can cure most people of Mycobacterium tuberculosis infection, improper use of antibiotics has led to new strains of the bacterium resistant to the two most powerful medications, isoniazid and rifampicin.
HIV transmission at each step of care continuum in the United States
Monday February 23rd, 2015 05:25:56 PM

Individuals infected but undiagnosed with the human immunodeficiency virus (HIV) and those individuals diagnosed with HIV but not yet in medical care accounted for more than 90 percent of the estimated 45,000 HIV transmissions in 2009, according to an article.
Dental researcher demonstrates how T cells cause inflammation during infections
Friday February 20th, 2015 06:33:42 PM

A dental researcher has discovered a new way to model how infection-fighting T cells cause inflammation in mice. She believes the process could lead to identifying and testing new drugs to replace antifungal medicines that have become ineffective as the fungi develop a resistance to them.
Large amounts of mitochondrial toxic agents cross placenta barrier
Friday February 20th, 2015 01:37:23 PM

Ten years' worth of scientific studies on mitochondrial toxicity in pregnant women has been reviewed, including exposure to toxic agents such as viruses, certain drugs, pesticides, alcohol and tobacco. These all cause mitochondrial diseases about which very little is known, and which are transmitted from the mother to the fetus. Mitochondria can suffer from two types of disease: genetic or acquired, researchers say.
Researchers wind up a 40 year old debate on betaretrovirus infection in humans
Thursday February 19th, 2015 04:57:38 PM

New light has been shed on primary biliary cirrhosis, a rare liver disease that affects up to one in 500 middle aged women. In a study, researchers demonstrate that patients with the disease are infected with human betaretrovirus — a virus resembling a mouse mammary tumor virus.