Indiana Farmers Personal Auto Plus Enhancement

Indiana Farmers

Looking for a comprehensive suite of coverages for your vehicle? Indiana Farmers Insurance now provides a broad personal auto endorsement

  • Replacement Cost Coverage for Current Model Year and Previous Model Year – For vehicles 2 years old or less, replacement cost is provided when the vehicle suffers a total loss.
  • No Depreciation on Mechanical Parts – Applies to mechanical parts of current model year and 5 previous years.
  • Rental Reimbursement Coverage – Provides up to $40/day with a max of $1,200 on rental reimbursement when an owned vehicle is damaged.
  • Travel Interruption – Provides up to $600 for emergency road service, meals, lodging and transportation while on a trip more than 100 miles from the residence.
  • Rental Car Coverage – Diminution in Value coverage to a non-owned rental vehicle. Up to $40/day with a max of $1,200 coverage for loss of use of a rented vehicle when removed from service for a covered loss.
  • Full Glass Coverage – Extends comprehensive coverage for repair or replacement of safety glass on the covered auto. No deductible applies for this coverage.
  • Fire Department Service Charge – Allows up to $500 of coverage for fire department service charges incurred to save the covered auto.  No deductible applies for this coverage.
  • Air Bag Deployment – Offers up to $1,000 for the accidental deployment of factory air bags on the covered auto. No deductible applies for the coverage.
  • Locksmith Expense – Affords up to $500 coverage for emergency locksmith services for the covered auto. No deductible applies for the coverage
  • Personal Property/Audio/Visual Equipment and Media – Provides up to $500 coverage for loss to personal property and audio/visual equipment including media. No deductible applies for this coverage.