 Financial Management & Insurance Services 2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805 Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377 Life
insurance for the
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"Are you currently confined to a hospital or hospice, or have you been told by a medical practitioner that you have a terminal illness?" |
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This plan guarantees anyone aged 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.
Features
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value
- Provides a $10,000 or $25,000 benefit for accidental death
Rates
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Graded Death Benefit |
||||||||
| $10,000 Benefit | $25,000 Benefit | |||||||
| Male | Female | Male | Female | |||||
| Age | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly |
| - For ages younger than 18, please visit this page - | ||||||||
| 18 | $17.28 | $52.63 | $15.67 | $47.73 | $39.28 | $119.65 | $35.26 | $107.39 |
| 19 | 17.51 | 53.34 | 15.89 | 48.42 | 39.87 | 121.44 | 35.82 | 109.11 |
| 20 | 17.75 | 54.06 | 16.13 | 49.13 | 40.45 | 123.23 | 36.41 | 110.90 |
| 21 | 18.00 | 54.83 | 16.37 | 49.87 | 41.09 | 125.15 | 37.02 | 112.76 |
| 22 | 18.26 | 55.62 | 16.63 | 50.67 | 41.74 | 127.13 | 37.67 | 114.75 |
| 23 | 18.55 | 56.50 | 16.90 | 51.49 | 42.46 | 129.32 | 38.35 | 116.80 |
| 24 | 18.85 | 57.43 | 17.19 | 52.36 | 43.22 | 131.64 | 39.06 | 118.99 |
| 25 | 19.18 | 58.43 | 17.49 | 53.27 | 44.04 | 134.16 | 39.80 | 121.24 |
| 26 | 19.51 | 59.44 | 17.79 | 54.19 | 44.87 | 136.67 | 40.56 | 123.56 |
| 27 | 19.87 | 60.53 | 18.10 | 55.15 | 45.76 | 139.39 | 41.35 | 125.94 |
| 28 | 20.25 | 61.69 | 18.43 | 56.13 | 46.72 | 142.31 | 42.15 | 128.39 |
| 29 | 20.65 | 62.91 | 18.77 | 57.16 | 47.72 | 145.35 | 43.00 | 130.98 |
| 30 | 21.07 | 64.18 | 19.12 | 58.25 | 48.76 | 148.53 | 43.89 | 133.69 |
| 31 | 21.52 | 65.53 | 19.50 | 59.39 | 49.87 | 151.91 | 44.83 | 136.54 |
| 32 | 21.98 | 66.94 | 19.88 | 60.55 | 51.03 | 155.42 | 45.78 | 139.46 |
| 33 | 22.45 | 68.40 | 20.28 | 61.77 | 52.22 | 159.07 | 46.78 | 142.50 |
| 34 | 22.96 | 69.93 | 20.70 | 63.04 | 53.48 | 162.91 | 47.83 | 145.68 |
| 35 | 23.48 | 71.52 | 21.13 | 64.37 | 54.79 | 166.88 | 48.92 | 149.00 |
| 36 | 23.95 | 72.95 | 21.55 | 65.64 | 55.96 | 170.46 | 49.96 | 152.18 |
| 37 | 24.45 | 74.47 | 21.98 | 66.97 | 57.20 | 174.24 | 51.05 | 155.49 |
| 38 | 24.95 | 76.00 | 22.44 | 68.34 | 58.46 | 178.08 | 52.18 | 158.93 |
| 39 | 25.48 | 77.62 | 22.89 | 69.72 | 59.79 | 182.12 | 53.31 | 162.38 |
| 40 | 26.03 | 79.29 | 23.36 | 71.15 | 61.16 | 186.30 | 54.48 | 165.96 |
| 41 | 26.80 | 81.65 | 23.84 | 72.61 | 63.10 | 192.19 | 55.68 | 169.60 |
| 42 | 27.61 | 84.11 | 24.33 | 74.12 | 65.12 | 198.35 | 56.92 | 173.38 |
| 43 | 28.46 | 86.68 | 24.83 | 75.63 | 67.23 | 204.78 | 58.16 | 177.15 |
| 44 | 29.33 | 89.33 | 25.35 | 77.22 | 69.40 | 211.40 | 59.46 | 181.13 |
| 45 | 30.24 | 92.11 | 25.88 | 78.84 | 71.69 | 218.36 | 60.79 | 185.17 |
| For ages 46+ please contact Dave MacDonald | ||||||||
* Rates are current for 2008 and subject to change without notice. This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms.
** Monthly (EFT) - Bank draft from a checking account on the same day each month.
Request an Information Kit
(Indiana & Ohio Residents Only)
|
(Indiana & Ohio Residents Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
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