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G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Life Insurance for Obesity

(Indiana & Ohio Residents Only)

Residents of other states - click here

Plan Features
How Much Does It Cost?
Obesity In the News...

So, you've been told that you don't qualify for life insurance because you're "too short for your weight." I’m here to tell you that life coverage may be available, even if you've been declined in the past.

In Indiana and Ohio our agency provides affordable life insurance coverage for our clients with obesity. And it couldn't be easier to qualify because the application only has one medical question...

"Are you currently confined to a hospital or hospice, or have you been told by a medical practitioner that you have a terminal illness?"

"No"

This life insurance plan guarantees anyone aged 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple medical question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.

Features

NO medical or physical exam - only one (1) health question
Premium is fully-paid in 20 years
Policy builds cash value
Provides a $10,000 or $25,000 benefit for accidental death

Rates

Graded Death Benefit Indiana & Ohio Whole Life Insurance Policy 20-Year Pay INDIANA & OHIO (Smoker & Non-Smoker) Premium Rates *
	$10,000 Life Benefit				$25,000 Life Benefit
	Male		Female		Male		Female
Age	Monthly EFT **	Quarterly	Monthly EFT **	Quarterly	Monthly EFT **	Quarterly	Monthly EFT **	Quarterly
- For ages younger than 18, please visit this page -
18	$19.57	$59.60	$13.86	$42.21	$45.00	$137.07	$30.73	$93.61
19	19.98	60.87	14.15	43.12	46.04	140.25	31.47	95.86
20	20.42	62.20	14.46	44.04	47.13	143.56	32.23	98.18
21	20.87	63.57	14.76	44.97	48.26	147.01	32.99	100.50
22	21.32	64.95	15.08	45.92	49.39	150.45	33.78	102.89
23	21.80	66.41	15.41	46.93	50.59	154.10	34.60	105.40
24	22.29	67.89	15.74	47.94	51.81	157.81	35.43	107.92
25	22.79	69.40	16.08	48.97	53.05	161.58	36.28	110.51
26	23.34	71.10	16.63	50.67	54.44	165.82	37.67	114.75
27	23.92	72.85	17.21	52.42	55.88	170.20	39.11	119.12
28	24.52	74.68	17.80	54.22	57.38	174.77	40.59	123.62
29	25.14	76.59	18.43	56.13	58.94	179.54	42.15	128.39
30	25.80	78.57	19.08	58.11	60.57	184.51	43.78	133.36
31	26.47	80.61	19.76	60.18	62.25	189.61	45.48	138.53
32	27.17	82.76	20.46	62.33	64.01	194.97	47.24	143.90
33	27.90	84.99	21.19	64.55	65.84	200.54	49.07	149.46
34	28.65	87.26	21.95	66.86	67.71	206.24	50.96	155.22
35	29.43	89.65	22.74	69.27	69.67	212.20	52.94	161.25
36	30.64	93.33	23.58	71.82	72.69	221.41	55.03	167.61
37	31.91	97.20	24.46	74.49	75.86	231.08	57.22	174.30
38	33.23	101.23	25.37	77.27	79.17	241.15	59.51	181.26
39	34.62	105.44	26.33	80.19	82.63	251.68	61.90	188.55
40	36.07	109.87	27.32	83.21	86.26	262.75	64.38	196.10
41	37.58	114.45	28.36	86.39	90.02	274.21	66.99	204.05
42	39.16	119.28	29.45	89.70	93.98	286.27	69.71	212.33
43	40.80	124.29	30.59	93.17	98.09	298.79	72.56	221.01
44	42.52	129.51	31.78	96.80	102.38	311.84	75.54	230.09
45	44.31	134.96	33.02	100.57	106.86	325.49	78.63	239.49
For ages 46+ please contact Dave MacDonald

* Rates are current for 2009 and subject to change without notice. This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms.

** Monthly (EFT) - Bank draft from a checking account on the same day each month.

(Indiana & Ohio Residents Only)

For more information, please send an
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377

Residents of Other States

Our agency is presently licensed to write this plan only in the State of Indiana.

We will be adding other states in the near future. Please email Dave MacDonald to inquire when your state may be added.

Obesity in the News...

Fighting Obesity Simple Steps to Change Lifestyles - WVNS-TV

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGeYmRnpuoYyQvx4xjvgD1STPIqSwamp;url=http://www.wvnstv.com/story/16674871/fighting-obesity-simple-steps-to-change-lifestylesbFighting bObesity/b Simple Steps to Change Lifestyles/b/abr /font size=-1bfont color=#6f6f6fWVNS-TV/font/b/fontbr /font size=-1A recent study by the Department of Health and Human Resources says West Virginians are the 6th bobese/b state in the nation! While that number is better than last years, the DHHR says West Virginians aren#39;t getting fitter./fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGBp7gBi9-y5tqAeNhV2b58j-cJfAamp;url=http://www.jacksonnewspapers.com/news/x782335306/DHHR-publishes-Obesity-in-West-Virginia-reportDHHR publishes â€œbObesity/b in West Virginiaâ€ report/afont size=-1 color=#6f6f6fnobrJackson County Newspapers/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEEjpKkGn36_M-_y4gpR-jfIo2z4Aamp;url=http://www.wboy.com/story/16671199/2012/02/03/wva-dhhrWBOY.com: Clarksburg, Morgantown: News, Sports, WeatherW.Va. DHHR Publishes b.../b/afont size=-1 color=#6f6f6fnobrWBOY-TV/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dp9J9nh7p7IsorMCe3qHeq-q5iiVMamp;ned=usnobrball 4 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Sugar intake should be regulated to control its toxic effects, researchers say - nwitimes.com

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNE_a7PKEJOqcF0ekTMeFqsA5MnavQamp;url=http://indiancountrytodaymedianetwork.com/2012/02/02/obesity-researchers-say-sugar-should-be-regulated-taxed-like-alcohol-95464img src=//nt1.ggpht.com/news/tbn/ZVQJt4vco9JEbM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Indian Country Today Media Network.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGxbps_J09rfSDfErSU2_3qU2mMCgamp;url=http://www.nwitimes.com/lifestyles/home-and-garden/sugar-intake-should-be-regulated-to-control-its-toxic-effects/article_349f3d41-63e6-5b42-89e9-f632426250fb.htmlbSugar intake should be regulated to control its toxic effects, researchers say/b/abr /font size=-1bfont color=#6f6f6fnwitimes.com/font/b/fontbr /font size=-1Sugar consumption is driving disease and bobesity/b epidemics in the US and should be regulated like tobacco and alcohol, according to researchers at the University of California, San Francisco. In an article published Thursday in Nature, UCSF researchers b.../b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFzSvn3eeZqDm_QXKSQEPoZAGgyLwamp;url=http://www.foxnews.com/scitech/2012/02/01/sugar-should-be-regulated-as-toxin-researchers-say/Sugar Should Be Regulated As Toxin, Researchers Say/afont size=-1 color=#6f6f6fnobrFox News/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEfxutwlK0-jmZwOerfsOf_RD0qFAamp;url=http://www.nydailynews.com/life-style/health/tax-sugar-alcohol-tobacco-order-combat-obesity-health-experts-a-good-idea-article-1.1016514?localLinksEnabled%3DfalseShould sugar be taxed like tobacco and alcohol?/afont size=-1 color=#6f6f6fnobrNew York Daily News/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEtTd4w8Mu1CdKXKAlOJKow7fDG3Aamp;url=http://timesofindia.indiatimes.com/life-style/health-fitness/health/Too-much-of-sugar-fuelling-global-obesity/articleshow/11738961.cmsToo much of sugar fuelling global bobesity/b/afont size=-1 color=#6f6f6fnobrTimes of India/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNE_a7PKEJOqcF0ekTMeFqsA5MnavQamp;url=http://indiancountrytodaymedianetwork.com/2012/02/02/obesity-researchers-say-sugar-should-be-regulated-taxed-like-alcohol-95464nobrIndian Country Today Media Network.com/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNE_Jb1ppash3N45i1129LpoRS4ycQamp;url=http://news.investors.com/Article/600089/201202031838/do-not-regulate-sugar-like-alcohol-tobacco.htmnobrInvestors Business Daily/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHI2N5cRojUCR4xd1hbFbdh9lcpnwamp;url=http://www.healthjockey.com/2012/02/03/sugar-is-fueling-the-obesity-epidemic-ucsf/nobrHealthJockey.com/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dsbL583CTcVNJAMl1bq7hxGoePAnMamp;ned=usnobrball 500 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Distinguish Type 1 From Type 2 Diabetes in Obese Youth - Family Practice News Digital Network

First lady plans national tour to mark 2nd anniversary of campaign against ... - Washington Post

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF7W5NoNmPyo_EkJT-yqZzOGWvQvQamp;url=http://www.palmbeachpost.com/news/state/first-lady-to-return-to-south-florida-on-2146738.htmlimg src=//nt0.ggpht.com/news/tbn/LMm_8W_1VNqolM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Palm Beach Post/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNERYT6gpS0y_IPQ622Rv_NtJzBpWQamp;url=http://www.washingtonpost.com/politics/first-lady-plans-national-tour-to-mark-2nd-anniversary-of-campaign-against-childhood-obesity/2012/02/03/gIQABYRAnQ_story.htmlbFirst lady plans national tour to mark 2nd anniversary of campaign against b.../b/b/abr /font size=-1bfont color=#6f6f6fWashington Post/font/b/fontbr /font size=-1WASHINGTON â€” Michelle Obama is marking the second anniversary of her â€œLet#39;s Moveâ€ campaign against childhood bobesity/b. The first lady plans a three-day national tour beginning Thursday. It will include stops in Iowa, Arkansas, Texas and Florida./fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF7W5NoNmPyo_EkJT-yqZzOGWvQvQamp;url=http://www.palmbeachpost.com/news/state/first-lady-to-return-to-south-florida-on-2146738.htmlFirst Lady to return to South Florida, on anti-bobesity/b campaign/afont size=-1 color=#6f6f6fnobrPalm Beach Post/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEqdn5j40vqnJMi8q4fRXl0aq9vngamp;url=http://miamiherald.typepad.com/nakedpolitics/2012/02/michelle-obama-to-hit-florida-on-national-lets-move-tour.htmlMichelle Obama to hit Florida on national quot;Let#39;s Move!quot; tour/afont size=-1 color=#6f6f6fnobrMiamiHerald.com (blog)/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNE3m1Jgr7Ywkh0H9RrWSyHCnZmUGgamp;url=http://www.whitehouse.gov/the-press-office/2012/02/03/first-lady-michelle-obama-embark-three-day-national-tour-celebrating-secOffice of the First Lady/afont size=-1 color=#6f6f6fnobrWhitehouse.gov (press release)/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEj84Jq6B1S_ltbsqzIEA_zhuFWEQamp;url=http://www.baxterbulletin.com/article/20120204/NEWS01/202040331/Michelle-Obama-tour-Little-Rock-Air-Force-BasenobrBaxter Bulletin/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dRgELfN7SNJintMDBpSsu0IH5qsuMamp;ned=usnobrball 172 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Childhood Obesity May Cause Future Heart Disease Epidemic - Yahoo! Contributors Network

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG9kHcMpfN2vIUuN3UsiEhIUgi97Qamp;url=http://www.southsidermagazine.com/Articles-Columns-c-2012-02-01-100149.113117-Teach-Your-Children-Well.htmlimg src=//nt0.ggpht.com/news/tbn/RAEKbgysX-YdpM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Southsider Magazine/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHY6gTQpia7TxPdLEUoyQj-fdKp5gamp;url=http://news.yahoo.com/childhood-obesity-may-cause-future-heart-disease-epidemic-170400845.htmlbChildhood bObesity/b May Cause Future Heart Disease Epidemic/b/abr /font size=-1bfont color=#6f6f6fYahoo! Contributors Network/font/b/fontbr /font size=-1quot;A coming epidemicquot; is how pediatric cardiologists are describing the impending problems from high rates of juvenile bobesity/b, reports The Missourian. Here are details for parents about overweight kids, heart disease and other concomitant health issues./fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFF0tE5ea2Plb59c1EOxN8TAr1HUwamp;url=http://www.daytondailynews.com/lifestyle/commentary-weight-discrimination-not-so-funny-1323414.htmlCommentary: Weight discrimination not so funny/afont size=-1 color=#6f6f6fnobrDayton Daily News/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGa0Ns6Vn6VO2xhIzt1MijwLw2PSgamp;url=http://athens.patch.com/articles/should-we-sugarcoat-childhood-obesityShould We Sugarcoat Childhood bObesity/b?/afont size=-1 color=#6f6f6fnobrPatch.com/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHJUeCPzfnyjSophvWwt5ffu8QQ5wamp;url=http://www.bagnewsnotes.com/2012/02/combining-children-with-scare-tactics-in-georgias-anti-obesity-campaign/Combining Children with Scare Tactics in Georgia#39;s Anti-bObesity/b Campaign/afont size=-1 color=#6f6f6fnobrBagNews Notes/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH7Ig3c_byKAhkGP6uUQWUn6hJIywamp;url=http://www.gainesvilletimes.com/section/24/article/62750/nobrGainesville Times/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG9kHcMpfN2vIUuN3UsiEhIUgi97Qamp;url=http://www.southsidermagazine.com/Articles-Columns-c-2012-02-01-100149.113117-Teach-Your-Children-Well.htmlnobrSouthsider Magazine/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dGkyQg5tQ3DfNKMYqxltT7PLEkVHMamp;ned=usnobrball 9 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Obesity and the Dopamine Fallacy - OpEdNews

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEpUGhcqrcDmnddKvEABBuLUUSPMQamp;url=http://www.opednews.com/articles/Obesity-and-the-Dopamine-F-by-Peter-Michaelson-120203-328.htmlbbObesity/b and the Dopamine Fallacy/b/abr /font size=-1bfont color=#6f6f6fOpEdNews/font/b/fontbr /font size=-1Another trademark line is being trotted out, this time by neuroscience, to account for the nation#39;s bobesity/b epidemic. Nobody is laughing, though we should, when they tell us, quot;The dopamine makes you do it.quot; Yes, dopamine, we#39;re told, b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d0kv-RzmHJg0zBMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table

Google News

Life Insurance for Obesity

(Indiana & Ohio Residents Only)

Features

Rates

(Indiana & Ohio Residents Only)

Residents of Other States

Obesity in the News...

For general information e-mail: Dave MacDonald G. A. MacDonald Associates, Inc. Fort Wayne, Indiana

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana