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G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780

 Janitorial Services Bonds

- States of Indiana & Michigan -
Residents of all other states - click here

Protect Yourself and Your Customers...

Can you trust your employees?  How far?  If your business is providing janitorial services to other companies, you know how vulnerable you are to employee dishonesty.  After all, your employees have access to your customers' assets, equipment, supplies, and personal belongings.

In addition, your employees are easy targets for blame.  Any customer who finds something missing is likely to suspect those who do the cleaning.  The fact is, dishonest employees can significantly damage your business.  These true stories from CNA Surety's claim files demonstrate what can happen...

 

For example:

  • An employee was cleaning an auto dealership.  A customer left his keys in the night drop; the employee stole the keys and the vehicle.  The employee drove the car to another city and wrecked it.  Damages totaled $8,417, which the company paid.
  • An employee was cleaning a law office and found two envelopes containing cash in an attorney's desk drawer.  She stole the money and bought a car.  The company paid the full bond penalty of $10,000.
  • A newly hired employee cleaning in a bank stole $15,000 from the vault.  It was his first day on the job.  CNA Surety covered the full $15,000.

     Because the cleaning companies in these examples were protected by a janitorial services bond, their losses were covered.  And CNA Surety was there to help pay for the damages and legal costs.

Why CNA Surety?

     Our agency has chosen to represent CNA Surety as the exclusive provider for janitorial services bonds for our Indiana and Michigan clients:

  • CNA Surety gives one-day service to all new business.  Everything is answered the day it is received.
  • They write more bonds than any other company in the country.
  • They have specialized in the bond business since 1900.  They are THE bond experts.
  • They have experienced claim specialists for bonds and errors and omissions insurance.
  • They have an A.M. Best rating of A+, Superior.

Bond Highlights

  • Protect your customers from losses incurred by dishonest acts of your employees.
  • Cover against acts by all company employees, part-time and full-time.
  • $100 deductible
  • Contains a conviction clause to protect you and your employees against unjustified allegations of dishonesty -- the employee must be convicted before coverage will apply.
  • Cost-effective coverage...as little as $0.27 per day!

     This page contains only a brief summary of coverage and bond provisions.  All statements herein are subject to the provisions, exclusions, and conditions of the applicable bond, including the conviction clause.

For a nominal premium, you can purchase a bond with a limit which suits your needs.  Protect yourself and those who depend on you now.  Consider a janitorial services bond to protect yourself against potentially costly losses.

How much does it cost?

  Amount of Coverage
No. of
Employees
$5,000 $10,000 $25,000 $50,000 $100,000
5 or less $100 126 187 257 359
6 103 137 203 278 384
7 111 148 218 298 409
8 119 159 234 318 433
9 126 170 249 338 458
10 134 181 265 359 483
11 142 192 281 379 508
12 150 203 296 399 533
13 157 214 312 419 558
14 165 225 327 440 583
15 173 235 343 460 608
16 181 246 359 480 633
17 189 257 374 501 658
18 196 268 390 521 683
19 204 279 405 541 708
20 212 290 421 561 733
21 220 301 437 582 758
22 228 312 452 602 783
23 235 323 468 622 808
24 243 334 483 642 833
25 251 345 499 663 858
26 or more Call us at (260) 422-5377 for special savings
No. of
Employees
$5,000 $10,000 $25,000 $50,000 $100,000

   Save 5% with CNA Surety's three (3) year bond!

Rates subject to change without notice.

Apply Now

Indiana/Michigan Residents

Open the Janitorial Services Bond Application (Adobe® .pdf format)


 Download the free Acrobat® Reader 
to view/complete/print the application from your computer

Residents of All Other States

We regret that at the present time, we are only accepting applications from businesses in Indiana and Michigan. 

To locate a CNA Surety agent in your state, please contact the company at:

(605) 336-0850 

  1. Complete the application. This can be typed from your computer if you open the file and place your cursor in the "Applicant" field of the application.  Complete this field and press the "Tab" key to move from field to field through the rest of the application.
  2. Print the application.  
  3. Recheck your application for accuracy. Incomplete applications may need to be returned for completion prior to policy issuance.
  4. Calculate the premium payment due (see How much does it cost?)
  5. Remit your application and payment (check or money order payable to
    G. A. MacDonald Associates)
    .  Mail or Overnight your completed application to:

G. A. MacDonald Associates, Inc.
Attention: Bond Department
2200 Lake Avenue, Suite 120
Fort Wayne, IN 46805
Phone: (260) 422-5377

Upon receipt, G. A. MacDonald Associates will review your application for completeness and submit it to CNA Surety. We process all applications the same business day they are received.

Other Insurance Services

For Indiana businesses, we are also pleased to offer Business Liability and Workers Compensation insurance policies.  Please contact us at (260) 422-5377 for more information.

News & Information

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNE66pHK4kGIRxhou9J7gMUmbnCnAgamp;url=http://www.utahbusiness.com/issues/articles/11983/2012/01/bell_janitorial_supply_relocatesbBell bJanitorial/b Supply Relocates/b/abr /font size=-1bfont color=#6f6f6fUtah Business/font/b/fontbr /font size=-1by PR or News Wire Bell bJanitorial/b Supply, an Ogden distributor of bjanitorial/b supplies, cleaning products, and floor-cleaning machines, recently relocated to a newer, upgraded facility. “We just moved down the street, but it is a whole new world for us b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d3yhYpZNXB-ETuMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table

table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNERoldcsMS-KPukJMKdzmOuT-8I4wamp;url=http://www.webwire.com/ViewPressRel.asp?aId%3D151604bCleanStart bJanitorial/b Service Is A World Above Its Competitors/b/abr /font size=-1bfont color=#6f6f6fWebWire (press release)/font/b/fontbr /font size=-1CleanStart#39;s values, missions, and its systemized cleaning process set it a world above its competitors in the bjanitorial/b market. CleanStart will no doubt be around for years to come as its competitors come and go. Irving, Texas, 16 January 2012 b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dh2UVOCXUeRLOGMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Google News

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

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