G. A. MacDonald Associates, Inc.
Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Janitorial
Services Bonds
- States of Indiana &
Michigan -
|
Can you trust your employees? How
far? If your business is providing janitorial services to other
companies, you know how vulnerable you are to employee dishonesty.
After all, your employees have access to your customers' assets,
equipment, supplies, and personal belongings.
In addition, your employees are easy
targets for blame. Any customer who finds something missing is
likely to suspect those who do the cleaning. The fact is, dishonest
employees can significantly damage your business. These true stories
from CNA Surety's claim files demonstrate what can happen...
|
|
- An employee was cleaning an auto
dealership. A customer left his keys in the night drop; the
employee stole the keys and the vehicle. The employee drove the
car to another city and wrecked it. Damages totaled $8,417,
which the company paid.
- An employee was cleaning a law office
and found two envelopes containing cash in an attorney's desk
drawer. She stole the money and bought a car. The company
paid the full bond penalty of $10,000.
- A newly hired employee cleaning in a
bank stole $15,000 from the vault. It was his first day on the
job. CNA Surety covered the full $15,000.
Because the
cleaning companies in these examples were protected by a janitorial
services bond, their losses were covered. And CNA Surety was there to help pay for the damages and legal costs.
Our agency has chosen to represent CNA Surety as the exclusive provider for
janitorial services bonds for our Indiana and Michigan clients:
- CNA Surety gives one-day service to all new
business. Everything is answered the day it is received.
- They write more bonds than any other company in the country.
- They have specialized in the bond business since 1900. They
are THE bond experts.
- They have experienced claim specialists for bonds and errors and
omissions insurance.
- They have an A.M. Best rating of A+, Superior.
- Protect your customers from losses incurred by dishonest acts of
your employees.
- Cover against acts by all company employees, part-time and
full-time.
- $100 deductible
- Contains a conviction clause to protect
you and your employees against unjustified allegations of dishonesty
-- the employee must be convicted before coverage will apply.
- Cost-effective coverage...as
little as $0.27 per day!
This
page contains only a brief summary of coverage and bond provisions. All statements herein are subject to the provisions,
exclusions, and conditions of the applicable bond, including the
conviction clause.
For a nominal premium, you can purchase a bond
with a limit which suits your needs. Protect yourself and those
who depend on you now.
Consider a janitorial services bond to protect yourself against
potentially costly losses.
| |
Amount
of Coverage |
No.
of
Employees |
$2,500 |
$5,000 |
$10,000 |
$25,000 |
$50,000 |
$100,000 |
| 5 or less |
$100.00 |
$100.00 |
$114.82 |
$170.10 |
$233.89 |
$326.03 |
| 6 |
100.00 |
100.00 |
124.74 |
184.28 |
252.32 |
348.71 |
| 7 |
100.00 |
100.64 |
134.66 |
198.45 |
270.74 |
371.39 |
| 8 |
100.00 |
107.73 |
144.59 |
212.63 |
289.17 |
394.07 |
| 9 |
100.00 |
114.82 |
154.51 |
226.80 |
307.60 |
416.75 |
| 10 |
100.64 |
121.91 |
164.43 |
240.98 |
326.03 |
439.43 |
| 11 |
106.31 |
128.99 |
174.35 |
255.15 |
344.45 |
462.11 |
| 12 |
111.98 |
136.08 |
184.28 |
269.33 |
362.88 |
484.79 |
| 13 |
117.65 |
143.17 |
194.20 |
283.50 |
381.31 |
507.57 |
| 14 |
123.32 |
150.26 |
204.12 |
297.68 |
399.74 |
530.15 |
| 15 |
128.99 |
157.34 |
214.04 |
311.85 |
418.16 |
552.83 |
| 16 |
134.66 |
164.43 |
223.97 |
326.03 |
436.59 |
575.51 |
| 17 |
140.33 |
171.52 |
233.89 |
340.20 |
455.02 |
598.19 |
| 18 |
146.00 |
178.61 |
243.81 |
354.38 |
473.45 |
620.87 |
| 19 |
151.67 |
185.69 |
253.73 |
368.55 |
491.87 |
643.55 |
| 20 |
157.34 |
192.78 |
263.66 |
382.73 |
510.30 |
666.23 |
| 21 |
163.01 |
199.87 |
273.58 |
396.90 |
528.73 |
688.91 |
| 22 |
168.68 |
206.96 |
283.50 |
411.08 |
547.16 |
711.59 |
| 23 |
174.35 |
214.04 |
293.42 |
425.25 |
565.58 |
734.27 |
| 24 |
180.02 |
221.13 |
303.35 |
439.43 |
584.01 |
756.95 |
| 25 |
185.69 |
228.22 |
313.27 |
453.60 |
602.44 |
779.63 |
| 26 or more |
Call us at (260)
422-5377 for special savings |
No.
of
Employees |
$2,500 |
$5,000 |
$10,000 |
$25,000 |
$50,000 |
$100,000 |
Save
5% with CNA Surety's three (3) year bond!
Rates subject
to change without notice.
Indiana/Michigan
Residents
Open the Janitorial
Services Bond Application (Adobe®
.pdf format)
|
Download the free
Acrobat®
Reader
to view/complete/print the application from your computer
|
Residents of All Other States
We regret that at the present time, we are only accepting
applications from businesses in Indiana and Michigan. |
To locate a CNA Surety agent in your state,
please contact the company at:
(605) 336-0850
|
|
- Complete the application. This
can be typed from your computer if you open the file and place your
cursor in the "Applicant" field of the
application. Complete this field and press the "Tab"
key to move from field to field through the rest of the application.
- Print the application.
- Recheck your application for
accuracy. Incomplete applications may need to be returned for
completion prior to policy issuance.
- Calculate the premium payment
due (see How much does it cost?)
- Remit your application and payment (check
or money
order payable
to
G. A. MacDonald Associates).
Mail or Overnight your completed application to:
G. A. MacDonald Associates,
Inc.
Attention: Bond Department
2200 Lake Avenue, Suite 120
Fort Wayne, IN 46805
Phone: (260) 422-5377
Upon receipt, G.
A. MacDonald Associates will review your application for
completeness and submit it to CNA Surety. We process all
applications the same business day they are
received.
For Indiana businesses, we are also pleased to offer Business
Liability, and Workers Compensation insurance policies as
well as Health Insurance for Janitorial Service
Contractors that PAYS YOU 5% Interest!.
Please contact us at (260) 422-5377 for more information.
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