Life insurance for juvenile diabetes

Call us today: (260) 422-5377 or (877) 341-5377

(Indiana & Ohio Residents Only)

So, you’ve been told that your child doesn’t qualify for life insurance because he or she has juvenile diabetes. I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past. Our agency provides affordable life insurance coverage for our clients with special needs, including diabetes. And it couldn’t be easier to qualify…our application has only one health question:

“Are you currently confined to a hospital or hospice, or have you been told by a medical practitioner that you have a terminal illness?” If you answered “No,” please keep reading.

Our plan guarantees anyone age 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter.

Plan Features

  • Choose from a $10,000, $15,000, $20,000, or $25,000 life benefit
  • NO medical or physical exam – only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child’s future

Rates

 

Life insurance for juvenile diabetics

* Rates are current for Indiana and Ohio effective May, 2014, and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.

** Monthly (EFT) – Bank draft from a checking account on the same day each month.

This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided.  This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.

(Indiana & Ohio Residents Only)

Seguro de vida para la diabetes juvenil

For ages 19+ please see our adults with special needs rates.

Call us today: (260) 422-5377 or
(877) 341-5377 (toll-free)
or email Dave MacDonald 

 

Diabetes News — ScienceDaily

Learn about early diabetes symptoms, diabetic diet information, diabetes care, type 1 diabetes, insulin resistance and type 2 diabetes. Read the latest medical research on diabetes.
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Tuesday February 24th, 2015 02:17:05 PM

Magnifying a benefit of exercise in mice provided a "profound" protection from diabetic cardiomyopathy, a potentially deadly heart condition that affects many people with diabetes. The discovery demonstrates the power of exercise to prevent chronic health conditions and suggests that one day some benefits of exercise may come in a pill or bottle.
Molecular Link between Obesity, Type 2 Diabetes Reveals Potential Therapy
Monday February 23rd, 2015 07:09:47 PM

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Vitamin D deficiency linked more closely to diabetes than obesity
Monday February 23rd, 2015 07:09:45 PM

People who have low levels of vitamin D are more likely to have diabetes, regardless of how much they weigh, according to a new study. Vitamin D helps the body absorb calcium and maintain bone and muscle health. The skin naturally produces this vitamin after exposure to sunlight. People also absorb smaller amounts of the vitamin through foods, such as milk fortified with vitamin D. More than 1 billion people worldwide are estimated to have deficient levels of vitamin D due to limited sunshine exposure.
Interventions lower diabetes risk in women who had gestational diabetes
Monday February 23rd, 2015 07:09:43 PM

Women with a history of gestational diabetes face a heightened risk of developing Type 2 diabetes for years after giving birth, but intensive lifestyle intervention or a medication regimen can have a protective effect in this population, according to a new study.
Alcohol places Hispanics at a much greater risk of developing alcoholic liver disease
Saturday February 21st, 2015 12:07:41 AM

Alcoholic liver disease is a common liver ailment in the US that varies significantly by ethnicity. A new study looks the role of ethnicity in the age of onset, severity, and risk factors for progression of ALD. Results indicate that ethnicity is a major factor affecting the age and severity of different subtypes of ALD.