Life insurance for Cerebral Palsy

Call us today: (260) 422-5377 or (877) 341-5377

(Indiana & Ohio Residents Only)

So, you’ve been told that your child doesn’t qualify for life insurance because he or she has Cerebral Palsy. I’m here to tell you that life insurance coverage is probably available, even if the child has been declined in the past. Our agency provides affordable life insurance coverage for our clients with special needs, including cerebral palsy. And it couldn’t be easier to qualify…our application has only one health question:

“Are you currently confined to a hospital or hospice, or have you been told by a medical practitioner that you have a terminal illness?” If you answered “no,” keep reading.

Plan Features

  • Choose from a $10,000 or $25,000 life benefit
  • No medical or physical exam – only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child’s future
  • Provides a $10,000 or $25,000 benefit for accidental death

Call us today: (260) 422-5377 or
                                      (877) 341-5377 (toll-free)

Rates

$10,000 Benefit $25,000 Benefit  
  Male Female Male Female
Age Monthly Quarterly Monthly Quarterly Monthly Quarterly Monthly Quarterly
EFT ** EFT ** EFT ** EFT **
5 $11.09 $33.79 $9.88 $30.10 $23.82 $72.54 $20.79 $63.34
6 11.67 35.54 10.15 30.93 25.25 76.92 21.47 65.39
7 12.27 37.37 10.42 31.75 26.75 81.49 22.14 67.44
8 12.91 39.33 10.71 32.62 28.36 86.39 22.86 69.63
9 13.58 41.37 11.01 33.55 30.04 91.49 23.62 71.95
10 14.29 43.54 11.32 34.48 31.82 96.92 24.38 74.27
11 15.03 45.79 11.64 35.46 33.67 102.56 25.19 76.72
12 15.82 48.18 11.97 36.46 35.63 108.52 26.01 79.24
13 16.63 50.64 12.31 37.5 37.65 114.68 26.86 81.82
14 17.47 53.21 12.66 38.56 39.76 121.1 27.73 84.87
15 18.34 55.86 13.02 39.64 41.93 127.73 28.62 87.19
16 18.75 57.11 13.29 40.49 42.96 130.84 29.32 89.31
17 19.16 58.35 13.57 41.34 43.98 133.96 30.01 91.43
18 19.57 59.6 13.86 42.21 45 137.07 30.73 93.61

* Rates are current for Indiana in 2009 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.

** Monthly (EFT) – Bank draft from a checking account on the same day each month.

For ages 19+ please see our adults with special needs rates.

 

Cerebral Palsy News — ScienceDaily

Cerebral palsy research news. Read about the latest research into cerebral palsy, including risk factors and experimental treatments.
Cerebral palsy: It can be in your genes
Thursday February 12th, 2015 02:24:14 PM

Medical researchers have made what they believe could be the biggest discovery into cerebral palsy in 20 years.
Migraine may double risk for facial paralysis
Wednesday December 17th, 2014 10:13:15 PM

Migraine headache may double the risk of a nervous system condition that causes facial paralysis, called Bell’s palsy, according to a new study. Bell's palsy affects between 11 and 40 per 100,000 people each year. Most people with Bell's palsy recover completely. Headaches are the most common disorder of the nervous system and affect about 12 percent of the US population.
Certain factors influence survival, prognosis for premature infants
Tuesday December 9th, 2014 04:58:41 PM

Multiple factors influence how well a severely premature infant (23 weeks gestation) will do after birth and over the long-term, according to researchers.
Virtual reality speeds up rehabilitation: Integrating force feedback into therapies for impaired hands
Wednesday November 12th, 2014 02:30:36 PM

A novel training program uses haptic technology for impaired hands that cannot function normally. This program is unique as it provides force feedback, which creates a true sense of weight to the user through the control device.
Epilepsy research opens a window on the brain
Wednesday November 5th, 2014 04:23:49 PM

While current epilepsy research may seem like it’s ripped from the pages of a science fiction novel, it’s real — and even pretty cool. Epilepsy provides researchers with unparalleled avenues to discover how the brain is structured and how it functions: a true ‘window on the brain.’
Similar but different: New discovery for degenerative diseases
Friday October 10th, 2014 02:10:51 PM

Researchers have established how two diseases that present in similar ways are in fact quite different. Progressive Supranuclear palsy and Parkinson's Disease have overlapping symptoms but remain difficult to distinguish.
Adolescents with cerebral palsy report similar quality of life to their able-bodied peers
Tuesday October 7th, 2014 01:22:56 PM

Adolescents with cerebral palsy face multiple challenges, but they rate their quality of life (QoL) on a par with their able-bodied peers, according to new research reporting on how adolescents with cerebral palsy from nine European regions feel about life.