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G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Life Insurance for a
Child with Epilepsy

(Indiana & Ohio Residents Only)

So, you've been told that your child doesn't qualify for life insurance because he or she has epilepsy. I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past.  Our agency provides affordable life insurance coverage for our clients with special needs, including epilepsy. And it couldn't be easier to qualify...our application has only one health question:

"Are you currently confined to a hospital or  hospice, or have you been told by a medical  practitioner that you have a terminal illness?"

"No"

Our plan guarantees anyone age 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.

Plan Features

  • Choose from a $10,000 or $25,000 life benefit
  • NO medical or physical exam - only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child's future
  • Provides a $10,000 or $25,000 benefit for accidental death

Rates

Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates *

$10,000 Benefit $25,000 Benefit
  Male Female Male Female
Age Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly
5  14.19 43.22 13.22 40.25 $31.56 $96.13 $29.12 $88.71
6 14.37 43.78 13.35 40.65 32.02 97.52 29.45 89.70
7 14.56 44.36 13.49 41.08 32.49 98.98 29.80 90.76
8 14.79 45.05 13.64 41.55 33.06 100.70 30.19 91.96
9 15.02 45.77 13.81 42.06 33.65 102.49 30.60 93.21
10 15.27 46.51 13.99 42.61 34.26 104.34 31.06 94.61
11 15.53 47.30 14.18 43.20 34.91 106.33 31.54 96.06
12 15.80 48.12 14.38 43.80 35.58 108.39 32.04 97.59
13 16.07 48.95 14.60 44.47 36.26 110.44 32.58 99.24
14 16.33 49.74 14.82 45.13 36.91 112.43 33.13 100.90
15 16.58 50.51 15.03 45.79 37.54 114.35 33.67 102.56
16 16.82 51.22 15.24 46.43 38.13 116.14 34.19 104.15
17 17.05 51.94 15.45 47.06 38.72 117.93 34.71 105.74
18 17.28 52.63 15.67 47.73 39.28 119.65 35.26 107.39
For ages 19+ please see our adults with special needs rates

* Rates are current for Indiana in 2008 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.

** Monthly (EFT) - Bank draft from a checking account on the same day each month.

This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided.  This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.

Request an Information Kit

(Indiana & Ohio Residents Only)

 

Request a Free
Information Kit Today!

Please note: At this time we are only accepting applications from residents living in the States of Indiana & Ohio. Applications received from other states will not be processed.

Just enter your first name and email address to receive your free, no obligation information kit.
Name:
Email:

Clicking the link above will open a new window in your web browser. A validation request will be sent to this address to confirm that you requested the information. Upon validating, you will be sent the information kit immediately.

AOL users may experience a delay in receiving the information kit. If you don't receive an automatic reply within 30 minutes, please send an email to Dave MacDonald. We'll be happy to send it to you directly.

 
SECURE & CONFIDENTIAL
Your email address will NEVER be rented, traded or sold.
WE GUARANTEE YOUR CONFIDENTIALITY.
We hate spam as much as you do.
 

(Indiana & Ohio Residents Only)

For more information, please send an 
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377


Indiana Support Organizations

Epilepsy in the News...


Stuff.co.nz

Mum says baby's seizure dismissed as a tantrum
Stuff.co.nz, New Zealand - 12 hours ago
Doctors suspect epilepsy. A mother says she has lost faith in Wellington Hospital after her baby's seizure was initially dismissed as a tantrum and, ...


Epilepsy and Psychiatric Drugs like Neurontin Double Risk of ...
Natural News.com, AZ - Oct 5, 2008
(NaturalNews) The FDA issued a warning on earlier this year that anti-epileptic drugs double the risk of suicidal thoughts among people that take them, ...


Free event gives an insight into childhood epilepsy
Scarborough Today, UK - Oct 6, 2008
This free event is open to everyone who would like to find out more about epilepsy. The full article contains 90 words and appears in Scarborough Evening ...


USA Today

Celebrity status yields charity action
USA Today - 18 hours ago
For Grunberg, that charity is the Epilepsy Foundation. "My oldest son has epilepsy, and I saw this band as a wonderful vehicle to help raise money," ...


Autistic Kids' Parents Hold Rock Dance Benefit
Tampa Tribune, FL - 6 minutes ago
BRANDON - The Epilepsy Services Foundation will host its annual Halloween Ribs for Kids Fest from 11 am and 4 pm Oct. 25 at Costco, 10921 Causeway Blvd., ...

epilepsy - Google News

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

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