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G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Life Insurance for a
Child with Epilepsy

(Indiana & Ohio Residents Only)

So, you've been told that your child doesn't qualify for life insurance because he or she has epilepsy. I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past.  Our agency provides affordable life insurance coverage for our clients with special needs, including epilepsy. And it couldn't be easier to qualify...our application has only one health question:

"Are you currently confined to a hospital or  hospice, or have you been told by a medical  practitioner that you have a terminal illness?"

"No"

Our plan guarantees anyone age 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.

Plan Features

  • Choose from a $10,000 or $25,000 life benefit
  • NO medical or physical exam - only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child's future
  • Provides a $10,000 or $25,000 benefit for accidental death

Rates

Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates *

$10,000 Benefit $25,000 Benefit
  Male Female Male Female
Age Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly
5  14.19 43.22 13.22 40.25 $31.56 $96.13 $29.12 $88.71
6 14.37 43.78 13.35 40.65 32.02 97.52 29.45 89.70
7 14.56 44.36 13.49 41.08 32.49 98.98 29.80 90.76
8 14.79 45.05 13.64 41.55 33.06 100.70 30.19 91.96
9 15.02 45.77 13.81 42.06 33.65 102.49 30.60 93.21
10 15.27 46.51 13.99 42.61 34.26 104.34 31.06 94.61
11 15.53 47.30 14.18 43.20 34.91 106.33 31.54 96.06
12 15.80 48.12 14.38 43.80 35.58 108.39 32.04 97.59
13 16.07 48.95 14.60 44.47 36.26 110.44 32.58 99.24
14 16.33 49.74 14.82 45.13 36.91 112.43 33.13 100.90
15 16.58 50.51 15.03 45.79 37.54 114.35 33.67 102.56
16 16.82 51.22 15.24 46.43 38.13 116.14 34.19 104.15
17 17.05 51.94 15.45 47.06 38.72 117.93 34.71 105.74
18 17.28 52.63 15.67 47.73 39.28 119.65 35.26 107.39
For ages 19+ please see our adults with special needs rates

* Rates are current for Indiana in 2008 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.

** Monthly (EFT) - Bank draft from a checking account on the same day each month.

This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided.  This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.

(Indiana & Ohio Residents Only)

For more information, please send an 
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377


Indiana Support Organizations

Epilepsy in the News...


TopNews Arab Emirates

FDA Panel Backs Proposed Epilepsy Drug
Wall Street Journal
WASHINGTON—A Food and Drug Administration panel Wednesday backed a proposed epilepsy drug called Potiga developed by Valeant ...
FDA panel favors Glaxo epilepsy drugThe Associated Press
FDA Panel Says Yes to Epilepsy DrugMedPage Today
FTSE ends higher on defensive-sector gainsReuters
The Money Times -Orange County Business Journal -dBTechno
all 243 news articles »


'Both my twins have epilepsy. I can pay for the treatment of only one'
Indian Express
... only treat one of his sons for epilepsy that members of the Sanvedana Epilepsy Support Group felt that they needed to do something to help poor people. ...



Buskers Out for a Good Cause
The Epoch Times
However, it wasn't all fun and games for the crew in purple shirts who reminded visitors of the real purpose of Buskerfest—to raise awareness about ...



Angling trip ended in tragedy at pool for epilepsy sufferer
Stoke & Staffordshire
AN ANGLER who had a history of epilepsy was found dead in a pool, an inquest heard. Andrew Kelsall, aged 45, ...



Taking epilepsy out of the shadows
Philippine Star
MANILA, Philippines - Have you actually been near a person who was having epileptic seizures? It can look very scary. My earliest experience with epilepsy ...


Google News

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

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