G. A. MacDonald Associates, Inc.
Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377
Life
Insurance for a
Child with Epilepsy
(Indiana & Ohio
Residents Only)
So, you've been told that your child
doesn't qualify for life insurance because he or she has epilepsy. I’m
here to tell you that life insurance coverage is now available, even if the child has
been declined in the past. Our agency provides affordable life
insurance coverage for our clients with special needs, including epilepsy. And it couldn't be
easier to qualify...our
application has only one health question:
|
"Are you
currently confined to a hospital or
hospice, or have you
been told by a medical
practitioner that you have a terminal illness?"
|
|
|
"No" |
|
|
Our plan guarantees anyone age 5 to 80 the
opportunity to purchase up to $25,000 of permanent whole life
protection by answering one simple health question. No medical information or exam is required. The
death benefit in years one to three is limited to a return of premiums
paid in the first year, 50% in the second year and 100% in the third year
and thereafter. The full face amount of the policy is payable in all years
in case of accidental death.
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
|
Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates * |
|
$10,000
Benefit |
$25,000
Benefit |
| |
Male |
Female |
Male |
Female |
| Age |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
| 5 |
14.19 |
43.22 |
13.22 |
40.25 |
$31.56 |
$96.13 |
$29.12 |
$88.71 |
| 6 |
14.37 |
43.78 |
13.35 |
40.65 |
32.02 |
97.52 |
29.45 |
89.70 |
| 7 |
14.56 |
44.36 |
13.49 |
41.08 |
32.49 |
98.98 |
29.80 |
90.76 |
| 8 |
14.79 |
45.05 |
13.64 |
41.55 |
33.06 |
100.70 |
30.19 |
91.96 |
| 9 |
15.02 |
45.77 |
13.81 |
42.06 |
33.65 |
102.49 |
30.60 |
93.21 |
| 10 |
15.27 |
46.51 |
13.99 |
42.61 |
34.26 |
104.34 |
31.06 |
94.61 |
| 11 |
15.53 |
47.30 |
14.18 |
43.20 |
34.91 |
106.33 |
31.54 |
96.06 |
| 12 |
15.80 |
48.12 |
14.38 |
43.80 |
35.58 |
108.39 |
32.04 |
97.59 |
| 13 |
16.07 |
48.95 |
14.60 |
44.47 |
36.26 |
110.44 |
32.58 |
99.24 |
| 14 |
16.33 |
49.74 |
14.82 |
45.13 |
36.91 |
112.43 |
33.13 |
100.90 |
| 15 |
16.58 |
50.51 |
15.03 |
45.79 |
37.54 |
114.35 |
33.67 |
102.56 |
| 16 |
16.82 |
51.22 |
15.24 |
46.43 |
38.13 |
116.14 |
34.19 |
104.15 |
| 17 |
17.05 |
51.94 |
15.45 |
47.06 |
38.72 |
117.93 |
34.71 |
105.74 |
| 18 |
17.28 |
52.63 |
15.67 |
47.73 |
39.28 |
119.65 |
35.26 |
107.39 |
| For
ages 19+ please see our adults
with special needs rates |
* Rates are current
for Indiana in 2008 and subject to change without notice. Upon
issue, rates remain level for twenty years, after which time the policy is
paid in full and no premiums will be due.
** Monthly
(EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations
provided are for summary purposes only and contain a general outline of
coverages provided. This is not a contract or policy. For a complete and
detailed description of coverages and exclusions, refer to the policy
forms. Eligibility is subject to underwriting approval by the insurance
company.
(Indiana & Ohio Residents
Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
|
To have your organization
included here, please send an email to Dave
MacDonald.
|
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