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G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Life Insurance for a
Child with Epilepsy

(Indiana & Ohio Residents Only)

So, you've been told that your child doesn't qualify for life insurance because he or she has epilepsy. I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past.  Our agency provides affordable life insurance coverage for our clients with special needs, including epilepsy. And it couldn't be easier to qualify...our application has only one health question:

"Are you currently confined to a hospital or  hospice, or have you been told by a medical  practitioner that you have a terminal illness?"

"No"

Our plan guarantees anyone age 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.

Plan Features

  • Choose from a $10,000 or $25,000 life benefit
  • NO medical or physical exam - only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child's future
  • Provides a $10,000 or $25,000 benefit for accidental death

Rates

Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates *

$10,000 Benefit $25,000 Benefit
  Male Female Male Female
Age Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly
5  14.19 43.22 13.22 40.25 $31.56 $96.13 $29.12 $88.71
6 14.37 43.78 13.35 40.65 32.02 97.52 29.45 89.70
7 14.56 44.36 13.49 41.08 32.49 98.98 29.80 90.76
8 14.79 45.05 13.64 41.55 33.06 100.70 30.19 91.96
9 15.02 45.77 13.81 42.06 33.65 102.49 30.60 93.21
10 15.27 46.51 13.99 42.61 34.26 104.34 31.06 94.61
11 15.53 47.30 14.18 43.20 34.91 106.33 31.54 96.06
12 15.80 48.12 14.38 43.80 35.58 108.39 32.04 97.59
13 16.07 48.95 14.60 44.47 36.26 110.44 32.58 99.24
14 16.33 49.74 14.82 45.13 36.91 112.43 33.13 100.90
15 16.58 50.51 15.03 45.79 37.54 114.35 33.67 102.56
16 16.82 51.22 15.24 46.43 38.13 116.14 34.19 104.15
17 17.05 51.94 15.45 47.06 38.72 117.93 34.71 105.74
18 17.28 52.63 15.67 47.73 39.28 119.65 35.26 107.39
For ages 19+ please see our adults with special needs rates

* Rates are current for Indiana in 2008 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.

** Monthly (EFT) - Bank draft from a checking account on the same day each month.

This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided.  This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.

(Indiana & Ohio Residents Only)

For more information, please send an 
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377


Indiana Support Organizations

Epilepsy in the News...


HEALTHY GEEZER
Santa Ynez Valley Journal
By SYVJ Staff Q. A friend of mine said you can get epilepsy when you get old. I always thought this was something that came on you when you were a kid. ...
MARCH IS EPILEPSY MONTHBelleville Intelligencer

all 2 news articles »


IFC

Zoe Kazan's Exploding Career
IFC
Stricken with epilepsy, college freshman Ivy (Kazan) ventures home to Manhattan, hangs out with her gawky best friend Al (Mark Rendall) and occasionally ...

and more »


Still time to enter Epilepsy Action Bradford 10k
Bradford Telegraph Argus
By Tanya O'Rourke » Runners have only three days left to sign up for the Bradford Epilepsy Action 10k road race. The run, on Sunday, March 21, at 9am, ...



Pittsburgh Post Gazette

Warrant Issued For Castle Shannon Scammer
KDKA
According to Castle Shannon police, Amada Krull, 20, of Pittsburgh, is wanted for going door to door asking for donations for the Epilepsy Foundation. ...
Suspect in door-to-door soliciting operation identifiedPittsburgh Post Gazette

all 2 news articles »


Nonprofit was dad's lifeline after kids' diagnoses
Arizona Daily Star
He found a bridge in the Epilepsy Foundation of Arizona. "It is an educator and a resource entity and has many excellent relationships with medical people ...


Google News

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

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