Specialty Products Life Insurance for Guaranteed-Issue Tax Preparers Health Insurance for College Students About Us
Our Companies Fort Wayne
Fort
Wayne Indiana |
 Financial Management & Insurance Services 2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805 Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377 Life
Insurance for a
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I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past. Our agency provides affordable life insurance coverage for our clients with Down Syndrome. And it couldn't be easier to qualify...our application has only one health question:
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Our plan guarantees anyone aged 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.
Plan Features
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
Rates
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Graded Death Benefit |
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| $10,000 Benefit | $25,000 Benefit | |||||||
| Male | Female | Male | Female | |||||
| Age | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly |
| 5 | $11.09 | $33.79 | $9.88 | $30.10 | $23.82 | $72.54 | $20.79 | $63.34 |
| 6 | 11.67 | 35.54 | 10.15 | 30.93 | 25.25 | 76.92 | 21.47 | 65.39 |
| 7 | 12.27 | 37.37 | 10.42 | 31.75 | 26.75 | 81.49 | 22.14 | 67.44 |
| 8 | 12.91 | 39.33 | 10.71 | 32.62 | 28.36 | 86.39 | 22.86 | 69.63 |
| 9 | 13.58 | 41.37 | 11.01 | 33.55 | 30.04 | 91.49 | 23.62 | 71.95 |
| 10 | 14.29 | 43.54 | 11.32 | 34.48 | 31.82 | 96.92 | 24.38 | 74.27 |
| 11 | 15.03 | 45.79 | 11.64 | 35.46 | 33.67 | 102.56 | 25.19 | 76.72 |
| 12 | 15.82 | 48.18 | 11.97 | 36.46 | 35.63 | 108.52 | 26.01 | 79.24 |
| 13 | 16.63 | 50.64 | 12.31 | 37.50 | 37.65 | 114.68 | 26.86 | 81.82 |
| 14 | 17.47 | 53.21 | 12.66 | 38.56 | 39.76 | 121.10 | 27.73 | 84.87 |
| 15 | 18.34 | 55.86 | 13.02 | 39.64 | 41.93 | 127.73 | 28.62 | 87.19 |
| 16 | 18.75 | 57.11 | 13.29 | 40.49 | 42.96 | 130.84 | 29.32 | 89.31 |
| 17 | 19.16 | 58.35 | 13.57 | 41.34 | 43.98 | 133.96 | 30.01 | 91.43 |
| 18 | 19.57 | 59.60 | 13.86 | 42.21 | 45.00 | 137.07 | 30.73 | 93.61 |
| For ages 19+ please see our adults with special needs rates | ||||||||
* Rates are current for Indiana in 2009 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.
** Monthly (EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.
Health Insurance For Down Syndrome (Indiana & Ohio)
Need health insurance? Check out our great rates for health insurance for a child with Down Syndrome. Our plan requires no medical exam and the application has no health question.
(Indiana & Ohio Residents Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
Residents of Other States
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Our agency is presently licensed to write this plan only in the States of Indiana & Ohio. We will be adding other states in the near future. Please email Dave MacDonald to inquire when your state may be added. |
Indiana Support Organizations
Down Syndrome in the News...
 Times Online | Court convicts Google trio for violating Down's syndrome boy's privacy Times Online The charges were brought by Vivi Down, an advocacy group for people with Down's syndrome, following the hosting of a video clip in 2006 showing the pupil ... Google bosses convicted over abuse video of Down's syndrome boy Google execs convicted in Italy for Down's video Google verdict 'threatens freedom' |
 Times Online | Simon Barnes: life with a son with Down's syndrome Times Online Eddie is my second son, and he has Down's syndrome. Animals have been as important in his growing up as they have been for Joe, my first, as they are for ... |
Doing it for the kids BBC Sport (blog) It's not that little Lois is being touted as the next Wayne Rooney (even Arsenal don't take on under-2s - yet) but having Down's syndrome, she qualifies to ... |
 New York Daily News | Sarah Palin v. 'Family Guy': Actress With Down's Syndrome Weighs In Actress Archives Earlier this week, Sarah Palin lashed out at Family Guy writers for featuring a character with Down's Syndrome and a reference to her, which she interpreted ... Down's Syndrome Actress on Family Guy Says Laughing is Good Sarah Palin criticised by Down's syndrome actress The Family Guy vs. Sarah Palin Saga: Offensively Predictable, Entirely Played Out |
 NEWS.com.au | 'Family Guy' dances around Down's syndrome with sensitivity UW Badger Herald Simply use your browser's 'Print' command and a printer-friendly document will be generated automatically. By Cailley Hammel It's pretty easy to crack a ... Sarah Palin complains about Family Guy Down's reference Sarah Palin Disappointed By 'Family Guy' Sarah Palin hits out at Family Guy episode which mocks her son with Down's ... |
Titan Editorial: Walking Contradictions The Daily Titan “The America I know and love is not one in which my parents or my baby with Down's Syndrome will have to stand in front of Obama's 'death panel' so his ... |
Missing Teenager with Down's Syndrome Found WTOP ROCKVILLE, Md. - Montgomery County Police have found a 15-year-old girl with Down's Syndrome who went missing Monday night. She was uninjured and has been ... |
Facebook group targets Down's syndrome kids in Italy Catholic News Agency Rome, Italy, Feb 23, 2010 / 02:04 am (CNA).- An Italian Facebook group that calls for children with Down syndrome to be used for target practice has drawn ... Italy targets Facebook site attacking Down's kids |
Silly Sarah, it's just a cartoon Undercurrent In a recent episode of Family Guy, a reference to Palin was made by a character that had Down's's syndrome. The character is on a date with Chris, ... Dr. Melanie Manning Shines Light on Down Syndrome While Family Guy Jabs at ... Seth MacFarlane Skewers Palin on 'Real Time' Premiere Seth MacFarlane Owes Us All an Apology |