Specialty Products Life Insurance for Guaranteed-Issue Tax Preparers Health Insurance for College Students About Us
Our Companies Fort Wayne
Fort
Wayne Indiana |
 Financial Management & Insurance Services 2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805 Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377 Life
Insurance for a
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I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past. Our agency provides affordable life insurance coverage for our clients with Down Syndrome. And it couldn't be easier to qualify...our application has only one health question:
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Our plan guarantees anyone aged 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.
Plan Features
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
Rates
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Graded Death Benefit |
||||||||
| $10,000 Benefit | $25,000 Benefit | |||||||
| Male | Female | Male | Female | |||||
| Age | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly |
| 5 | $11.09 | $33.79 | $9.88 | $30.10 | $23.82 | $72.54 | $20.79 | $63.34 |
| 6 | 11.67 | 35.54 | 10.15 | 30.93 | 25.25 | 76.92 | 21.47 | 65.39 |
| 7 | 12.27 | 37.37 | 10.42 | 31.75 | 26.75 | 81.49 | 22.14 | 67.44 |
| 8 | 12.91 | 39.33 | 10.71 | 32.62 | 28.36 | 86.39 | 22.86 | 69.63 |
| 9 | 13.58 | 41.37 | 11.01 | 33.55 | 30.04 | 91.49 | 23.62 | 71.95 |
| 10 | 14.29 | 43.54 | 11.32 | 34.48 | 31.82 | 96.92 | 24.38 | 74.27 |
| 11 | 15.03 | 45.79 | 11.64 | 35.46 | 33.67 | 102.56 | 25.19 | 76.72 |
| 12 | 15.82 | 48.18 | 11.97 | 36.46 | 35.63 | 108.52 | 26.01 | 79.24 |
| 13 | 16.63 | 50.64 | 12.31 | 37.50 | 37.65 | 114.68 | 26.86 | 81.82 |
| 14 | 17.47 | 53.21 | 12.66 | 38.56 | 39.76 | 121.10 | 27.73 | 84.87 |
| 15 | 18.34 | 55.86 | 13.02 | 39.64 | 41.93 | 127.73 | 28.62 | 87.19 |
| 16 | 18.75 | 57.11 | 13.29 | 40.49 | 42.96 | 130.84 | 29.32 | 89.31 |
| 17 | 19.16 | 58.35 | 13.57 | 41.34 | 43.98 | 133.96 | 30.01 | 91.43 |
| 18 | 19.57 | 59.60 | 13.86 | 42.21 | 45.00 | 137.07 | 30.73 | 93.61 |
| For ages 19+ please see our adults with special needs rates | ||||||||
* Rates are current for Indiana in 2009 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.
** Monthly (EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.
Health Insurance For Down Syndrome (Indiana & Ohio)
Need health insurance? Check out our great rates for health insurance for a child with Down Syndrome. Our plan requires no medical exam and the application has no health question.
(Indiana & Ohio Residents Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
Residents of Other States
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Our agency is presently licensed to write this plan only in the States of Indiana & Ohio. We will be adding other states in the near future. Please email Dave MacDonald to inquire when your state may be added. |
Indiana Support Organizations
Down Syndrome in the News...
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHpTcbdVlLnP2EDflYtScPidn3rVwamp;url=http://www.independentmail.com/news/2012/feb/03/18th-annual-camellia-ball-back-fundraising-party/b18th annual Camellia Ball is back for a fundraising party/b/abr /font size=-1bfont color=#6f6f6fAnderson Independent Mail/font/b/fontbr /font size=-1The care facility has, for years, taken in children who suffer with developmental disorders like autism, spina bifida, bDown#39;s syndrome/b and cerebral palsy. They have worked diligently with children with physical and speech issues, walked hand in hand b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d_VNh0Q3AbIb9RMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGVyU5kbW3Y6R2rpZntAXo02tT3nQamp;url=http://www.prweb.com/releases/2012/1/prweb9131511.htmbbDown#39;s Syndrome/b Youngster to Serve in the Israeli Army/b/abr /font size=-1bfont color=#6f6f6fPR Web (press release)/font/b/fontbr /font size=-1A 23 year old boy with bDown#39;s Syndrome/b will serve in the Israeli Army. He credits the Israel Tennis Centers as the reason for much success in his life. Elad Gevandschnaider, 23 years old, was born with bDown#39;s Syndrome/b. Because of his disability Elad, b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dL3dIS8tUsd8dNMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
If a Downs Syndrome boy was welcome at the Last Supper, he should be welcome ... - Daily Mail (blog)
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGdfHqahvWejrgaXy_0RiUS2lasnQamp;url=http://www.bbc.co.uk/news/uk-england-leeds-16626123img src=//nt3.ggpht.com/news/tbn/b184VRhdFrNZZM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2BBC News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFHzyPvrr1R5erR-_wThwRQ-bLQ8wamp;url=http://pitcherblog.dailymail.co.uk/2012/01/if-a-downs-syndrome-boy-was-welcome-at-the-last-supper-he-should-be-welcome-in-batley.htmlbIf a bDown#39;s Syndrome/b boy was welcome at the Last Supper, he should be welcome b.../b/b/abr /font size=-1bfont color=#6f6f6fDaily Mail (blog)/font/b/fontbr /font size=-1I#39;ve often thought how wonderful it would be if the mysterious “Beloved Disciple” described in the gospel of John had some chromosonal condition such as bDown#39;s Syndrome/b. He or she (you don#39;t have to be a Dan Brown fan to put it that way) is described b.../b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF48_4tHkS8oR6Kxm8hsFLDNDNCBAamp;url=http://www.parentdish.co.uk/2012/01/19/downs-syndrome-boy-7-banned-from-holy-communion/bDown#39;s Syndrome/b boy, 7, #39;banned from Holy Communion#39;/afont size=-1 color=#6f6f6fnobrParentdish/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFf09xb24Dk7yED-eZMu0NL0r2q2wamp;url=http://www.catholicherald.co.uk/news/2012/01/19/downs-syndrome-boy-denied-communion-says-mother/bDown#39;s Syndrome/b boy denied Communion, says mother/afont size=-1 color=#6f6f6fnobrCatholic Herald Online/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG98exzVWRCZbt-B_jQEobWfUp_Sgamp;url=http://www.yorkshirepost.co.uk/_discrimination_row_as_catholic_church_bars_down_s_syndrome_boy_7_from_mass_1_4161037‘Discrimination’ row as Catholic church bars Down’s Syndrome boy, 7 b.../b/afont size=-1 color=#6f6f6fnobrYorkshire Post/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEvQYGbLiODqqGTqiaybH6iR36Wlwamp;url=http://www.yorkshireeveningpost.co.uk/fury_at_boy_s_holy_communion_ceremony_ban_1_4160855nobrYorkshire Evening Post/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFIt7Egs2wBZgbI3ZW6LGNfcTlZMgamp;url=http://www.irishcentral.com/news/Catholic-Church-denies-sacrament-of-Holy-Communion-to-Down-Sydrome-child-137710088.htmlnobrIrish Central/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF4_QZ74Iho-0KpIBvlgyK8mWrrRgamp;url=http://www.batleynews.co.uk/news/local/more-batley-news/this_week_s_paper_1_4155511nobrBatley News/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=ddkVLvnmJQhAG4M78MWF186Eqe0yMamp;ned=usnobrball 20 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHz6ZDidDibrgHMspwBel1p739a0Aamp;url=http://www.sitnews.us/0212Viewpoints/020412_jeff_orr.htmlbTalk about cold!/b/abr /font size=-1bfont color=#6f6f6fSitNews/font/b/fontbr /font size=-1By Jeff Orr I am not very happy with the State of Alaska Court system, nor the current Guardian for my adult brother who has bdown#39;s syndrome/b. The AK court system sent a Court Visitor to do a report on his living conditions while he was living with my b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dYT186IJ6V1jIdMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH_9FWt0cs59W3u1OG5eRHNbUSjPAamp;url=http://www.sthelensstar.co.uk/news/9509163.Lewis_inspires_supergran_Jackie/bLewis inspires supergran Jackie/b/abr /font size=-1bfont color=#6f6f6fSt Helens Star/font/b/fontbr /font size=-1By Daniel Webster » CARING couple Jackie and Paul Rawlinson bagged nearly £500 for the bDown#39;s Syndrome/b association thanks to golden-hearted Morrisons customers. The bag packing event led by husband and wife Jackie and Paul and a team of enthusiastic b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=deXtWj2Bzulf1UMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFRUvalrfJh7qAYwK4QR-CP-a-cYwamp;url=http://www.medscape.com/viewarticle/756839bMemantine Misses for Dementia in bDown#39;s Syndrome/b/b/abr /font size=-1bfont color=#6f6f6fMedscape/font/b/fontbr /font size=-1January 12, 2012 — Results from the largest randomized controlled trial of patients with cognitive impairment in bDown#39;s syndrome/b show no benefit from treatment; the results do not bode well for the translation of therapies that have been shown to be b.../b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGznL6lC8z_bVz2_2SNm5fwkwiTMwamp;url=http://www.medicalnewstoday.com/articles/240248.phpSearch For Effective Treatments For Alzheimer#39;s Disease In Patients With b.../b/afont size=-1 color=#6f6f6fnobrMedical News Today/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dTTchwzXmTlMXwM-zCImR59zGShMMamp;ned=usnobrball 2 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNESSgmOnVLpDa7dnEpp2ynNWTmrPQamp;url=http://www.blackpoolgazette.co.uk/community/new_heights_for_children_1_4199158img src=//nt0.ggpht.com/news/tbn/oLgS4oeKDRQ4RM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Blackpool Gazette/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNESSgmOnVLpDa7dnEpp2ynNWTmrPQamp;url=http://www.blackpoolgazette.co.uk/community/new_heights_for_children_1_4199158bNew heights for children/b/abr /font size=-1bfont color=#6f6f6fBlackpool Gazette/font/b/fontbr /font size=-1The intrepid walkers will take on the highest mountain in the British Isles to raise money for the bDown#39;s Syndrome/b Association. Colette, 25, of Wrea Crescent, said: “Every year the company comes up with a challenge, a couple of years ago they walked b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=duGOLIiqAgf2YvMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHGBowY9uhaiG2yk9nmwDXGzJNuLQamp;url=http://www.mdnews.com/news/hd/2012_03/hd_660553img src=//nt0.ggpht.com/news/tbn/JGUB5HXxVf4FDM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2MD News (press release)/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG7UzC7zFp6cveUlact8Sh4041vtgamp;url=http://www.healthcanal.com/brain-nerves/25312-Drug-ineffective-against-Alzheimers-Downs-syndrome-patients.htmlbDrug ineffective against Alzheimer#39;s in bDown#39;s syndrome/b patients/b/abr /font size=-1bfont color=#6f6f6fHealthCanal.com/font/b/fontbr /font size=-1Memantine, a drug used to treat patients with Alzheimer#39;s disease, is ineffective for people with bDown#39;s syndrome/b aged 40 and over, according to a study led by researchers at King#39;s and published in The Lancet. Clinically significant Alzheimer#39;s-like b.../b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFKS1jFsxFuxmG-JgBwf_6tDnT6LQamp;url=http://www.medicalnewstoday.com/articles/240147.phpMemantine Is Ineffective At Treating Alzheimer#39;s Disease In Patients With b.../b/afont size=-1 color=#6f6f6fnobrMedical News Today/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHGBowY9uhaiG2yk9nmwDXGzJNuLQamp;url=http://www.mdnews.com/news/hd/2012_03/hd_660553Memantine Has No Impact on Cognition in bDown#39;s Syndrome/b/afont size=-1 color=#6f6f6fnobrMD News (press release)/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHwkILK6c8TCvkpsT0UcaQCvDMUGAamp;url=http://www.medpagetoday.com/Neurology/Dementia/30583Alzheimer#39;s Med Falls Short in Down Syndrome Patients/afont size=-1 color=#6f6f6fnobrMedPage Today/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGqb1uyQdoRCvP3UFbg07I2E_tobQamp;url=http://www.clinicalpsychiatrynews.com/news/more-top-news/single-view/memantine-disappoints-for-dementia-in-down-syndrome/bf2b7a23d3.htmlnobrClinical Psychiatry News Digital Network/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d8HYqHcbNsSOtBMmrFDDktBQLPSzMamp;ned=usnobrball 34 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG9K71AVlPOLDJK-P3B9EERKIT0Cgamp;url=http://www.dailymail.co.uk/femail/article-2087945/Ryan-Langston-Six-year-old-model-Downs-syndrome-changing-perceptions.html?ito%3Dfeeds-newsxmlimg src=//nt2.ggpht.com/news/tbn/pk2zl_JvKh_NKM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Daily Mail/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG9K71AVlPOLDJK-P3B9EERKIT0Cgamp;url=http://www.dailymail.co.uk/femail/article-2087945/Ryan-Langston-Six-year-old-model-Downs-syndrome-changing-perceptions.html?ito%3Dfeeds-newsxmlbRyan Langston: Six-year-old model with bDown#39;s syndrome/b is changing perceptions/b/abr /font size=-1bfont color=#6f6f6fDaily Mail/font/b/fontbr /font size=-1bDown#39;s syndrome/b, also known as Down Syndrome is named after John Langdon Down, the British physician who first described the condition in 1866. It is caused by a chromosomal abnormality by which a child is born with three copies of the 21st chromosome./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d57L5zXpgxSahuMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
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