Specialty Products Life Insurance for Guaranteed-Issue Tax Preparers Health Insurance for College Students About Us
Our Companies Fort Wayne
Fort
Wayne Indiana |
 Financial Management & Insurance Services 2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805 Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377 Life
Insurance for a
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I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past. Our agency provides affordable life insurance coverage for our clients with Down Syndrome. And it couldn't be easier to qualify...our application has only one health question:
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Our plan guarantees anyone aged 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.
Plan Features
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
Rates
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Graded Death Benefit |
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| $10,000 Benefit | $25,000 Benefit | |||||||
| Male | Female | Male | Female | |||||
| Age | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly |
| 5 | $11.09 | $33.79 | $9.88 | $30.10 | $23.82 | $72.54 | $20.79 | $63.34 |
| 6 | 11.67 | 35.54 | 10.15 | 30.93 | 25.25 | 76.92 | 21.47 | 65.39 |
| 7 | 12.27 | 37.37 | 10.42 | 31.75 | 26.75 | 81.49 | 22.14 | 67.44 |
| 8 | 12.91 | 39.33 | 10.71 | 32.62 | 28.36 | 86.39 | 22.86 | 69.63 |
| 9 | 13.58 | 41.37 | 11.01 | 33.55 | 30.04 | 91.49 | 23.62 | 71.95 |
| 10 | 14.29 | 43.54 | 11.32 | 34.48 | 31.82 | 96.92 | 24.38 | 74.27 |
| 11 | 15.03 | 45.79 | 11.64 | 35.46 | 33.67 | 102.56 | 25.19 | 76.72 |
| 12 | 15.82 | 48.18 | 11.97 | 36.46 | 35.63 | 108.52 | 26.01 | 79.24 |
| 13 | 16.63 | 50.64 | 12.31 | 37.50 | 37.65 | 114.68 | 26.86 | 81.82 |
| 14 | 17.47 | 53.21 | 12.66 | 38.56 | 39.76 | 121.10 | 27.73 | 84.87 |
| 15 | 18.34 | 55.86 | 13.02 | 39.64 | 41.93 | 127.73 | 28.62 | 87.19 |
| 16 | 18.75 | 57.11 | 13.29 | 40.49 | 42.96 | 130.84 | 29.32 | 89.31 |
| 17 | 19.16 | 58.35 | 13.57 | 41.34 | 43.98 | 133.96 | 30.01 | 91.43 |
| 18 | 19.57 | 59.60 | 13.86 | 42.21 | 45.00 | 137.07 | 30.73 | 93.61 |
| For ages 19+ please see our adults with special needs rates | ||||||||
* Rates are current for Indiana in 2009 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.
** Monthly (EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.
Health Insurance For Down Syndrome (Indiana & Ohio)
Need health insurance? Check out our great rates for health insurance for a child with Down Syndrome. Our plan requires no medical exam and the application has no health question.
(Indiana & Ohio Residents Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
Residents of Other States
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Our agency is presently licensed to write this plan only in the States of Indiana & Ohio. We will be adding other states in the near future. Please email Dave MacDonald to inquire when your state may be added. |
Indiana Support Organizations
Down Syndrome in the News...
Beware bogus clothing collectiions. AboutMyArea The leaflet purported to be collecting clothing for The Down's Syndrome Group "to raise funds to create a brighter future for children with Down's Syndrome ... |
Shock greets revelations of bound disabled man The Local.se The National Board of Health and Welfare (Socialstyrelsen) has expressed shock over reports of a man diagnosed with autism and Down's Syndrome who had been ... |
British Down's discovery ITV.com Older women are far more likely to have a Down's syndrome baby or miscarriage, but the cause has always been a mystery. Until today. ... |
Jail for fraud 'single' mother BBC News The pair lived as husband and wife, the court was told, while Williams cared for her 19-year-old son who had Down's syndrome. But following an anonymous tip ... |
Spiritual healing for special kids Times of India ... a ray of hope for children suffering from developmental issues like autism, cerebral palsy, mental retardation, learning disability and down's syndrome. ... |
SHE'S THE ONE! Gulf Weekly Bubbly Lamees joined The One Bahrain workforce in Al A'ali Shopping Complex on March 21 - World Down's Syndrome Day. Down's syndrome is the result of being ... |
Spiritual science therapy for special kids Times of India One in every 10 children have developmental issues like autism, cerebral palsy, mental retardation, learning disability, Down's Syndrome to name a few. ... |
 Weston & Somerset Mercury | Daring mum to drop 13000ft Weston & Somerset Mercury Lindsay Cutts, of Winscombe, is taking on the extreme challenge this month for south west Down's syndrome group, Ups and Downs. The 25-year-old, ... |
Toddler battles brain disorder Santa Maria Times He was later tested for Down's syndrome, with negative results. After her doctor kept telling her there was nothing wrong with the baby, Aguilar said, ... |