Independent Agents of America

awards.gif (32812 bytes)

Auto Insurance

Home Insurance

Life Insurance

Specialty Products

Life Insurance
-
Guaranteed-Issue
- Down Syndrome
- 10 Year Level Term

The Health Insurance Program that PAYS YOU 5%!

Contractors
Liability

Bid & Performance Bonds

Notary Public
Applications

Notary Public E & O

Tax Preparers
Professional Liability (E &O)

Janitorial Services Bonds

Short-Term Health

Health Insurance for College Students

About Us
Back to HOME
Mission Statement
Client Comments
Directions to Office
Contact Us
Our Companies

Fort Wayne
Attractions
Crime Stoppers

Fort Wayne
Riverfront Development
Proposal

Indiana
IndyLinks
Northwest Indiana Links
Northeastern Indiana Catholic Home Educators
Free Classifieds
Sell Your Home

Sitemap

 

G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Life Insurance for a
Child with Down Syndrome

(Indiana Residents)

So, you've been told that your child doesn't qualify for life insurance because he or she has Down Syndrome?  I’m here to tell you that life insurance coverage is now available, even if the child has been declined in the past.  Our agency specializes in providing affordable life insurance coverage for our clients with special needs. And it couldn't be easier to qualify...our application has only one health question:

“Are you currently confined to a hospital or hospice, or have you been told by a medical practitioner that you have a terminal illness?”

Our plan guarantees anyone aged 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.

Plan Features

  • Choose from a $10,000 or $25,000 life benefit
  • NO medical or physical exam - only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child's future
  • Provides a $10,000 or $25,000 benefit for accidental death

Rates

Graded Death Benefit
Indiana Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA
Premium Rates *

$10,000 Benefit $25,000 Benefit
  Male Female Male Female
Age Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly
5  14.19 43.22 13.22 40.25 $31.56 $96.13 $29.12 $88.71
6 14.37 43.78 13.35 40.65 32.02 97.52 29.45 89.70
7 14.56 44.36 13.49 41.08 32.49 98.98 29.80 90.76
8 14.79 45.05 13.64 41.55 33.06 100.70 30.19 91.96
9 15.02 45.77 13.81 42.06 33.65 102.49 30.60 93.21
10 15.27 46.51 13.99 42.61 34.26 104.34 31.06 94.61
11 15.53 47.30 14.18 43.20 34.91 106.33 31.54 96.06
12 15.80 48.12 14.38 43.80 35.58 108.39 32.04 97.59
13 16.07 48.95 14.60 44.47 36.26 110.44 32.58 99.24
14 16.33 49.74 14.82 45.13 36.91 112.43 33.13 100.90
15 16.58 50.51 15.03 45.79 37.54 114.35 33.67 102.56
16 16.82 51.22 15.24 46.43 38.13 116.14 34.19 104.15
17 17.05 51.94 15.45 47.06 38.72 117.93 34.71 105.74
18 17.28 52.63 15.67 47.73 39.28 119.65 35.26 107.39
For ages 19+ please see Adult Down Syndrome Rates

* Rates are current for Indiana in 2008 and subject to change without notice. This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms.

** Monthly (EFT) - Bank draft from a checking account on the same day each month.

For more information or to receive
a life insurance application,
contact Dave MacDonald
Toll-free: (877) 341-5377
Local: (260) 422-5377

(Indiana Residents Only)


Indiana Support Organizations

Down Syndrome in the News...


Alaskan governor praised for response to her Down's syndrome child
NZ Catholic, New Zealand - Apr 30, 2008
"People who had Down's syndrome births were so thrilled with Palin's response," Sister O'Hara said. "It says a great deal for their deep and abiding faith ...


Globe and Mail

'Child soldier' Khadr needs protection, Dallaire says
Globe and Mail, Canada - 8 hours ago
“Is it your testimony that al-Qaeda strapping up a 14-year-old girl with Down's Syndrome and sending her into a pet market to be remotely detonated is the ...


Shropshire Star

'My special little lady': Big Brother's Craig pays tribute to ...
Daily Mail, UK - Apr 18, 2008
Big Brother star Craig Phillips paid tribute to his childhood friend Joanne Harris - the Down's Syndrome sufferer who stole the nation's hearts in 2000. ...
Tragedy Of Bb Cash Glasgow Daily Record
all 4 news articles


BBC News

Charges dropped against Down's Syndrome man
Channel 4 News, UK - Apr 17, 2008
Can an 18-year-old be racist? Of course. But what about an 18-year-old with a mental age of five? Police in Scotland have apologised to the parents of a man ...
Crown Office apology over Down's Syndrome teenager charge stv.tv
Police Charge Down's Syndrome Boy With Racist Assault EURSOC
Charging In Glasgow Daily Record
The Press Association - BBC News
all 47 news articles


Federal suit says Kanawha board mistreated boy with Down's Syndrome
West Virginia Record, WV - Apr 17, 2008
By Cara Bailey -Kanawha Bureau CHARLESTON - A Kanawha County woman has filed a federal lawsuit against her son's school system, claiming he was mistreated ...


Dreams really do come true -- even on Page 2
Los Angeles Times, CA - May 13, 2008
About six years ago, both my parents, who were also caring for my youngest brother, Patrick, afflicted with Down's syndrome, became ill. ...


Viewpoint: More health care options wanted, not fewer
Woodbury Bulletin, MN - 3 hours ago
Or maybe they'll decide that children with Down's Syndrome should only receive basic preventive care but not receive care for any serious medical problems. ...


Dos Pueblos Little League Offers Joy Of Baseball For Everyone
KEYT, CA - 7 hours ago
When Keaton Slay, who lives with Down's syndrome, asked his mother several years ago if he could play baseball. Saying she didn't want to tell her son there ...


Dunmow Broadcast

Sixth formers perform concert for charity
Dunmow Broadcast, UK - May 9, 2008
She said: "The money raised by Felsted School will go towards our education programme which continues to enable individuals with Down's syndrome to have the ...

down's-syndrome - Google News

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

Copyright © 2007-2008.  All rights reserved.