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G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Health Insurance for Down Syndrome

(Indiana Residents Only)

Residents of other states - click here

   So, you've been told that your child or loved one doesn't qualify for health insurance because he or she has down syndrome?  I’m here to tell you that health insurance for down syndrome is now available, even if they have been declined in the past.  

   Our agency provides affordable health insurance coverage for children and adults with down syndrome. And it couldn't be easier to qualify...our application has NO health questions, requires NO exam, and is guaranteed-issue...you won't be declined for health reasons.

   Of course a major medical health insurance plan is always the best option if you qualify. Unfortunately, we find that individuals with Down Syndrome often can't qualify for a traditional major medical plan. Defined benefit health insurance plans are quickly becoming the next best solution. Make no mistake, this is not one of those point-of-service discount plans. Our product is a real insurance policy that pays you or your health care provider for treatment you receive.

Plan Features

Silver, Gold, & Diamond Health Plans
Rates start at $175.00/month 

HealthMaxPlus Plan
Rates start at $349.00/month

No health questions - You choose any doctor or hospital - Doctor visits including chiropractor - High hospital & surgical benefits - Daily hospital benefit - Prescription drug benefit - Preventative care benefit - Maternity coverage - No lifetime maximum benefit limit - HIPAA qualified - Creditable coverage

Free Down Syndrome Health Insurance Quote (Indiana)

Pre-existing conditions: Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a six month period prior to the effective date of coverage for each covered person. This plan is HIPAA compliant. Persons who leave the plan will receive a HIPAA Certificate of Creditable Coverage. Those who enter the plan presenting a valid Certificate of Creditable Coverage (e.g., evidence of prior group or individual health coverage) will receive credit toward this plan's pre-existing conditions limitation.

Eligibility

  • Indiana Residents (residents of other states - click here)
  • Individuals between 18 and 64 and dependent children under age 19. A child/children under age 18 may be written if a parent is also written as the primary insured (rates start at $264.00/month for parent/child).
  • Unmarried dependent children with proof of full-time student status between the ages of 19-25
  • Individuals not in full-time service of the Armed Forces (military).
  • Individuals not eligible for Medicare
  • Individuals not receiving disability benefits or worker's compensation

Life Insurance For Down Syndrome (Indiana & Ohio)

Need life insurance? Check out our great rates for life insurance for a child with Down Syndrome. Our plan requires no medical exam and the application has only one health question.

(Indiana Residents Only)

For more information, please send an 
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377

Residents of Other States

   Our agency is presently licensed to write this plan only in the State of Indiana. 

   We will be adding other states in the near future. Please email Dave MacDonald to inquire when your state may be added.


Down Syndrome Support Organizations

DS in the News...


Tea Party heroes deserve our thanks -- not abuse
Chicago Sun-Times
Maher is a flap-jaw making his living as a clown and whose idea of a good joke is to talk about Sarah Palin's Down syndrome child. ...

and more »


NEWS.com.au

Sarah Palin should beware of exploiting her youngest child
Washington Post
Her obvious love for -- and pride in -- her Down syndrome child, Trig, is touching. But each time she sallies forth as Mama Bear to America's special-needs ...
In which I stick up for Sarah PalinChicago Tribune (blog)

all 856 news articles »


Down children
San Jose Mercury News
Evidently, Sarah Palin's choice to give birth to her Down Syndrome child rubbed some people the wrong way. Recent crude remarks about "retards" by White ...

and more »


Outlook: The case against banning the word 'retard'
Washington Post
I checked with my niece, who has a Down's Syndrome child, and she told jme use of the r-word is fine with her. She did note that, since she lives in North ...

and more »


Disability-free world may not be a better place
msnbc.com
As some families with a Down syndrome child have noted, fewer kids with Down may mean fewer public programs, fewer resources in schools and for housing and ...

and more »

Google News

Insuring clients in Fort Wayne, Indianapolis, South Bend, Evansville, Muncie, Elkhart, Lafayette, Mishawaka

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

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