G. A. MacDonald Associates, Inc.
Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780

Affordable Insurance
Programs for Contractors

(Indiana Residents Only)

Liability & Property
Workers Compensation
Health Insurance for Contractors
Bid & Performance Contract Bonds

Liability & Property Insurance

G. A. MacDonald Associates is pleased to provide comprehensive insurance programs for self-employed individuals, contractors, and their employees. Check out our great rates* for the following businesses:

# Includes $5,000 Tools & Equipment Coverage ($500 deductible)
$5,000 Business Property coverage ($500 deductible) - Add  $135

^ Includes $5,000 Business Personal Property Coverage ($500 deductible)

* Rates for liability coverage for an individual owner/operator in Allen County, IN unless otherwise noted. Coverage available for additional employees and subcontractors for an additional fee.  Fees for adding contract holders as Additional Insureds may apply.  Rates are current for 2009 and subject to change without notice. Underwriting approval required. ** Excludes professional liability. *** $250 Property damage deductible applies. ****Exclusion for underground work applies. ***** $500 Property damage deductible applies.

Contact Dave MacDonald for more information or a specific quote for your business.

Toll Free: (877) 341-5377
Local: (260) 422-5377

Workers Compensation

Indiana Independent Contractors Waiver Form

Bureau of Labor Statistics

The Indiana Worker's Compensation Board

Effective July 1, 2001 Indiana Code IC 22-3-7 requires that all individuals requesting an Independent Contractors Exception Certificate must first be verified by the Indiana Department of Revenue.    By law the Comp Board cannot provide an independent contractor a certificate of exemption until the Department of Revenue verifies no taxes are currently owed.

In order to receive an independent contractor certificate of exemption:

1. Go to State Government Complex North Building - RM N105

2. The Department of Revenue will verify that your taxes are current.

3. The Department of Revenue provides a processed certificate to the Workers Comp Board located in the Government Center South Building, Room W196.

4. The Worker’s Comp Board will check to see that your trade is allowable under the act and, if so, will complete processing and provide a certificate of exemption.  A certificate becomes effective (7) days after the date it is validated by The Worker's Compensation Board.

 The following Building & Construction trades are eligible:

Asbestos worker, asbestos abatement, boilermaker, bricklayer, carpenter, cement mason, drywall finisher, drywall installer, electrician, elevator constructor, floor covering installer, framers, glazier, hod carrier, ironworker, construction laborer, millwright, operating engineer, painter, paperhanger, pipe fitter & steamfitter, plastering, plumber, tuck pointer/cleaner/caulker, roofer, sheet metal worker, siding installer, sound and communication, sprinkler fitter, stone mason, technical engineer, terrazzo.

Contact Dave or Mike (260-422-5377) for more information or a specific quote for your Indiana business.

We also offer great rates in Indiana for...

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