G. A. MacDonald Associates, Inc.
Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377
Life
insurance for a
child with Cerebral Palsy
(Indiana & Ohio
Residents Only)
Residents of other states - click
here
|
So, you've been told that your child
doesn't qualify for life insurance because he or she has Cerebral Palsy. Im
here to tell you that life insurance coverage is probably available, even if the child has
been declined in the past. Our agency provides affordable life
insurance coverage for our clients with special needs, including cerebral palsy. And it couldn't be
easier to qualify...our
application has only one health question:
|
"Are you
currently confined to a hospital or
hospice, or have you
been told by a medical
practitioner that you have a terminal illness?"
|
|
|
"No" |
|
|
|
This plan guarantees anyone age 5 to 80 the
opportunity to purchase up to $25,000 of permanent whole life
protection by answering one simple health question. No medical information or exam is required. The
death benefit in years one to three is limited to a return of premiums
paid in the first year, 50% in the second year and 100% in the third year
and thereafter. The full face amount of the policy is payable in all years
in case of accidental death.
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
|
Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates * |
|
$10,000
Benefit |
$25,000
Benefit |
| |
Male |
Female |
Male |
Female |
| Age |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
| 5 |
$11.09 |
$33.79 |
$9.88 |
$30.10 |
$23.82 |
$72.54 |
$20.79 |
$63.34 |
| 6 |
11.67 |
35.54 |
10.15 |
30.93 |
25.25 |
76.92 |
21.47 |
65.39 |
| 7 |
12.27 |
37.37 |
10.42 |
31.75 |
26.75 |
81.49 |
22.14 |
67.44 |
| 8 |
12.91 |
39.33 |
10.71 |
32.62 |
28.36 |
86.39 |
22.86 |
69.63 |
| 9 |
13.58 |
41.37 |
11.01 |
33.55 |
30.04 |
91.49 |
23.62 |
71.95 |
| 10 |
14.29 |
43.54 |
11.32 |
34.48 |
31.82 |
96.92 |
24.38 |
74.27 |
| 11 |
15.03 |
45.79 |
11.64 |
35.46 |
33.67 |
102.56 |
25.19 |
76.72 |
| 12 |
15.82 |
48.18 |
11.97 |
36.46 |
35.63 |
108.52 |
26.01 |
79.24 |
| 13 |
16.63 |
50.64 |
12.31 |
37.50 |
37.65 |
114.68 |
26.86 |
81.82 |
| 14 |
17.47 |
53.21 |
12.66 |
38.56 |
39.76 |
121.10 |
27.73 |
84.87 |
| 15 |
18.34 |
55.86 |
13.02 |
39.64 |
41.93 |
127.73 |
28.62 |
87.19 |
| 16 |
18.75 |
57.11 |
13.29 |
40.49 |
42.96 |
130.84 |
29.32 |
89.31 |
| 17 |
19.16 |
58.35 |
13.57 |
41.34 |
43.98 |
133.96 |
30.01 |
91.43 |
| 18 |
19.57 |
59.60 |
13.86 |
42.21 |
45.00 |
137.07 |
30.73 |
93.61 |
| For
ages 19+ please see our adults
with special needs rates |
* Rates are current
for Indiana in 2009 and subject to change without notice. Upon
issue, rates remain level for twenty years, after which time the policy is
paid in full and no premiums will be due.
** Monthly
(EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations
provided are for summary purposes only and contain a general outline of
coverages provided. This is not a contract or policy. For a complete and
detailed description of coverages and exclusions, refer to the policy
forms. Eligibility is subject to underwriting approval by the insurance
company.
(Indiana & Ohio Residents
Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
|
Our agency is presently licensed to write this plan only
in the States of Indiana & Ohio.
We will be adding other states in the
near future. Please email Dave
MacDonald to inquire when your state may be added.
|
|
|
To have your organization
included here, please send an email to Dave
MacDonald.
|
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table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNExI3nBOq2mEYBwJ_ffj70p95WdPwamp;url=http://www.walesonline.co.uk/cardiffonline/cardiff-news/2012/02/04/imogen-hurrell-hopes-for-trip-to-united-states-for-cerebral-palsy-treatment-91466-30262740/bImogen Hurrell hopes for trip to United States for bcerebral palsy/b treatment/b/abr /font size=-1bfont color=#6f6f6fWalesOnline/font/b/fontbr /font size=-1by Jessica Flynn, WalesOnline LITTLE Imogen Hurrell was diagnosed with bcerebral palsy/b when she was eight-months-old and uses a wheelchair for independence. But her parents hope to take Imogen to the United States to undergo pioneering treatment which b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dq52M5JmR-h5EdMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
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table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH3-h8PmL88D1NmM7YlAcAG63apPQamp;url=http://www.hometownlife.com/article/20120202/LIFE/202020409bbCerebral palsy/b no barrier for Ridge Wood student/b/abr /font size=-1bfont color=#6f6f6fHometownlife.com/font/b/fontbr /font size=-1Kennedy was born with bcerebral palsy/b, but she doesn#39;t let it slow her down. She#39;s in a regular classroom at Ridge Wood and in the top of her class. βI like it,β Kennedy said of the school. βIt really is an awesome school. I feel lucky to be there./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dZrmPNtifjc68XMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEIGq2jtyNJIEeUjt8Uel6rMz8u2gamp;url=http://www.the-star.co.ke/local/western--nyanza/61026-cerebral-palsy-girl-defiledbbCerebral palsy/b girl defiled/b/abr /font size=-1bfont color=#6f6f6fThe Star/font/b/fontbr /font size=-1Teachers from a primary school in Nyamira county are perplexed over an incident where a girl suffering from bcerebral palsy/b was defiled and impregnated. The teachers George Mosomi, Peter Omwenga and Esther Rubansi of Nyachururu special school said that b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d4XB-bbBGxCjr8Mamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
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table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFeZgDbHduoyYDrkH9TVvTavntz9wamp;url=http://www.dailyjournal.net/view/local_story/Cerebral_palsy_doesn_t_stop_ma_1328153291/bbCerebral palsy/b doesn#39;t stop man from goals/b/abr /font size=-1bfont color=#6f6f6fDaily Journal/font/b/fontbr /font size=-1PHOTO BY SCOTT ROBERSON Jeremiah Shirk entered the world two months premature and facing the wrong direction, an occurrence that left him with the bcerebral palsy/b most perceptible by the hitch in his walk. But Shirk, the manager in charge of b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dkxNeFnAw60VW8Mamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGLIYOvxb5I6vVTj5mdZwilgVedLgamp;url=http://www.thedailywestport.com/neighbors/westport-teen-raises-1k-cerebral-palsy-homebWestport Teen Raises $1K for bCerebral Palsy/b Home/b/abr /font size=-1bfont color=#6f6f6fThe Daily Westport/font/b/fontbr /font size=-1by Vanessa Inzitari (email) 14 hours ago Westport teen Lindsey Felner, left, with her Uncle David and her younger siblings, raised $1000 to buy a computer for her uncle#39;s residence at bCerebral Palsy/b of Westchester. WESTPORT, Conn./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dJdJ1zLPA8owR0Mamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
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