G. A. MacDonald Associates, Inc.
Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377
Life
Insurance for a
Child with Autism
(Indiana & Ohio Residents Only)
Residents of other states - click
here
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So, you've been told that your child
doesn't qualify for life insurance because he or she has been diagnosed
with Autism or Asperger's Syndrome? I’m here to tell you that life insurance coverage is now available, even if
your child has been declined in the past. Our agency provides affordable life
insurance coverage for our clients with special needs, including autism. And it couldn't be
easier to qualify...our application has only one health question:
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"Are you
currently confined to a hospital or
hospice, or have you
been told by a medical
practitioner that you have a terminal illness?"
|
|
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"No" |
|
|
|
Our plan guarantees anyone age 5 to 80 the
opportunity to purchase up to $25,000 of permanent whole life
protection by answering one simple health question. No medical information or exam is required. The
death benefit in years one to three is limited to a return of premiums
paid in the first year, 50% in the second year and 100% in the third year
and thereafter. The full face amount of the policy is payable in all years
in case of accidental death.
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
|
Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates * |
|
$10,000
Benefit |
$25,000
Benefit |
| |
Male |
Female |
Male |
Female |
| Age |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
| 5 |
$11.09 |
$33.79 |
$9.88 |
$30.10 |
$23.82 |
$72.54 |
$20.79 |
$63.34 |
| 6 |
11.67 |
35.54 |
10.15 |
30.93 |
25.25 |
76.92 |
21.47 |
65.39 |
| 7 |
12.27 |
37.37 |
10.42 |
31.75 |
26.75 |
81.49 |
22.14 |
67.44 |
| 8 |
12.91 |
39.33 |
10.71 |
32.62 |
28.36 |
86.39 |
22.86 |
69.63 |
| 9 |
13.58 |
41.37 |
11.01 |
33.55 |
30.04 |
91.49 |
23.62 |
71.95 |
| 10 |
14.29 |
43.54 |
11.32 |
34.48 |
31.82 |
96.92 |
24.38 |
74.27 |
| 11 |
15.03 |
45.79 |
11.64 |
35.46 |
33.67 |
102.56 |
25.19 |
76.72 |
| 12 |
15.82 |
48.18 |
11.97 |
36.46 |
35.63 |
108.52 |
26.01 |
79.24 |
| 13 |
16.63 |
50.64 |
12.31 |
37.50 |
37.65 |
114.68 |
26.86 |
81.82 |
| 14 |
17.47 |
53.21 |
12.66 |
38.56 |
39.76 |
121.10 |
27.73 |
84.87 |
| 15 |
18.34 |
55.86 |
13.02 |
39.64 |
41.93 |
127.73 |
28.62 |
87.19 |
| 16 |
18.75 |
57.11 |
13.29 |
40.49 |
42.96 |
130.84 |
29.32 |
89.31 |
| 17 |
19.16 |
58.35 |
13.57 |
41.34 |
43.98 |
133.96 |
30.01 |
91.43 |
| 18 |
19.57 |
59.60 |
13.86 |
42.21 |
45.00 |
137.07 |
30.73 |
93.61 |
| For
ages 19+ please see our adults
with special needs rates |
* Rates are current
for Indiana in 2009 and subject to change without notice. Upon
issue, rates remain level for twenty years, after which time the policy is
paid in full and no premiums will be due.
** Monthly
(EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations
provided are for summary purposes only and contain a general outline of
coverages provided. This is not a contract or policy. For a complete and
detailed description of coverages and exclusions, refer to the policy
forms. Eligibility is subject to underwriting approval by the insurance
company.
Need health insurance? Check
out our great rates for health insurance for a child with autism. Our plan requires no medical exam and the
application has no health questions.
(Indiana & Ohio Residents
Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
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Our agency is presently licensed to write this plan only
in the States of Indiana & Ohio.
We will be adding other states in the
near future. Please email Dave
MacDonald to inquire when your state may be added.
|
|
Indiana
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Ohio
|
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To have your organization included
here, please send an email to Dave
MacDonald.
|
Autism in the
Headlines...
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEpEX0_yKmEUHGEyOy5SeAqnh6B1wamp;url=http://www.nj.com/gloucester-county/index.ssf/2012/01/aunt_of_autistic_child_who_dro_1.htmlbAunt of bautistic child/b who drowned last summer in Monroe Township lake b.../b/b/abr /font size=-1bfont color=#6f6f6fNJ.com/font/b/fontbr /font size=-1By Gloucester County Times WOODBURY — The aunt of an autistic boy who drowned in August in a Monroe Township lake was indicted Thursday by a Gloucester County grand jury on a charge of endangering the welfare of a child. Felicia M. Tucker, 26, b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dL0iOXLJ7xb7WUMamp;ned=usnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG_WTNM6d7V-l9mgZBRZLEAXGSEcQamp;url=http://www.examiner.com/domestic-crimes-in-national/autistic-child-bullied-beaten-and-videotaped-by-school-matesbbAutistic child/b bullied, beaten, and videotaped by school-mates/b/abr /font size=-1bfont color=#6f6f6fExaminer.com/font/b/fontbr /font size=-1In this day and age, with all the awareness and all the educational and training programs geared toward putting an end to bullying, a horrific story comes out of Cecil County, MD where an autistic sixth-grader was beaten up at his school bus-stop, b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dhSKSLQnRW6tF9Mamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHoIgMw0Yug_SLNjJBvDO97EthWmwamp;url=http://www.kentucky.com/2012/01/20/2035478/mercer-county-mom-whose-son-was.htmlimg src=//nt1.ggpht.com/news/tbn/pdhpmp4Lx7-VdM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Lexington Herald Leader/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFFdbaHLEs8_-g69vxYa0OoL1fLfwamp;url=http://www.wfpl.org/2012/01/19/parent-of-autistic-child-will-address-school-board-with-petition/bParent of bAutistic Child/b Will Address School Board With Petition/b/abr /font size=-1bfont color=#6f6f6fWFPL/font/b/fontbr /font size=-1by Devin Katayama on January 19, 2012 An online petition with over 180000 signatures will be presented to the Mercer County School Board Thursday night requesting repercussions for school staff accused of placing an Autistic student in a therapeutic b.../b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEL2_JTFiU4VBNRB1Ju0pDkQbUdmAamp;url=http://www.whas11.com/news/local/Mom-of-autistic-child-heads-to-board-meeting-with-170000-signatures-137654408.htmlMom of bautistic child/b heads to board meeting with 170000 signatures/afont size=-1 color=#6f6f6fnobrWHAS 11.com (subscription)/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d02LjG06chAX6YMGvJzYeEm_Ax0OMamp;ned=usnobrball 16 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEIGBOdQt_BC4jZavDUtHcnNi5QZwamp;url=http://www.phillyburbs.com/my_town/doylestown/cb-education-aides-fired-after-autistic-child-ran-away/article_af2cc28e-ce3c-5c4d-aa40-c743702b9fdc.htmlbCB education aides fired after bautistic child/b ran away/b/abr /font size=-1bfont color=#6f6f6fphillyBurbs.com/font/b/fontbr /font size=-1The Central Bucks School Board voted this week to fire three special education aides who allowed an bautistic child/b to run away from Bridge Valley Elementary School in December. Elaine Cronin, Cynthia Cross and Robin Lykon were suspended after the b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dkBzmXOpQdzvrqMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
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