G. A. MacDonald Associates, Inc.
Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377
Life
Insurance for a
Child with Autism
(Indiana & Ohio Residents Only)
Residents of other states - click
here
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So, you've been told that your child
doesn't qualify for life insurance because he or she has been diagnosed
with Autism or Asperger's Syndrome? I’m here to tell you that life insurance coverage is now available, even if
your child has been declined in the past. Our agency provides affordable life
insurance coverage for our clients with special needs, including autism. And it couldn't be
easier to qualify...our application has only one health question:
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"Are you
currently confined to a hospital or
hospice, or have you
been told by a medical
practitioner that you have a terminal illness?"
|
|
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"No" |
|
|
|
Our plan guarantees anyone age 5 to 80 the
opportunity to purchase up to $25,000 of permanent whole life
protection by answering one simple health question. No medical information or exam is required. The
death benefit in years one to three is limited to a return of premiums
paid in the first year, 50% in the second year and 100% in the third year
and thereafter. The full face amount of the policy is payable in all years
in case of accidental death.
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
|
Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates * |
|
$10,000
Benefit |
$25,000
Benefit |
| |
Male |
Female |
Male |
Female |
| Age |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
Monthly
EFT ** |
Quarterly |
| 5 |
$11.09 |
$33.79 |
$9.88 |
$30.10 |
$23.82 |
$72.54 |
$20.79 |
$63.34 |
| 6 |
11.67 |
35.54 |
10.15 |
30.93 |
25.25 |
76.92 |
21.47 |
65.39 |
| 7 |
12.27 |
37.37 |
10.42 |
31.75 |
26.75 |
81.49 |
22.14 |
67.44 |
| 8 |
12.91 |
39.33 |
10.71 |
32.62 |
28.36 |
86.39 |
22.86 |
69.63 |
| 9 |
13.58 |
41.37 |
11.01 |
33.55 |
30.04 |
91.49 |
23.62 |
71.95 |
| 10 |
14.29 |
43.54 |
11.32 |
34.48 |
31.82 |
96.92 |
24.38 |
74.27 |
| 11 |
15.03 |
45.79 |
11.64 |
35.46 |
33.67 |
102.56 |
25.19 |
76.72 |
| 12 |
15.82 |
48.18 |
11.97 |
36.46 |
35.63 |
108.52 |
26.01 |
79.24 |
| 13 |
16.63 |
50.64 |
12.31 |
37.50 |
37.65 |
114.68 |
26.86 |
81.82 |
| 14 |
17.47 |
53.21 |
12.66 |
38.56 |
39.76 |
121.10 |
27.73 |
84.87 |
| 15 |
18.34 |
55.86 |
13.02 |
39.64 |
41.93 |
127.73 |
28.62 |
87.19 |
| 16 |
18.75 |
57.11 |
13.29 |
40.49 |
42.96 |
130.84 |
29.32 |
89.31 |
| 17 |
19.16 |
58.35 |
13.57 |
41.34 |
43.98 |
133.96 |
30.01 |
91.43 |
| 18 |
19.57 |
59.60 |
13.86 |
42.21 |
45.00 |
137.07 |
30.73 |
93.61 |
| For
ages 19+ please see our adults
with special needs rates |
* Rates are current
for Indiana in 2009 and subject to change without notice. Upon
issue, rates remain level for twenty years, after which time the policy is
paid in full and no premiums will be due.
** Monthly
(EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations
provided are for summary purposes only and contain a general outline of
coverages provided. This is not a contract or policy. For a complete and
detailed description of coverages and exclusions, refer to the policy
forms. Eligibility is subject to underwriting approval by the insurance
company.
Need health insurance? Check
out our great rates for health insurance for a child with autism. Our plan requires no medical exam and the
application has no health questions.
(Indiana & Ohio Residents
Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
|
Our agency is presently licensed to write this plan only
in the States of Indiana & Ohio.
We will be adding other states in the
near future. Please email Dave
MacDonald to inquire when your state may be added.
|
|
Indiana
|
Ohio
|
|
To have your organization included
here, please send an email to Dave
MacDonald.
|
Autism in the
Headlines...
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFozTLdWkyngXiYY2UHq69fAb9x2wamp;url=http://www.khou.com/news/local/Mother-of-autistic-child-fights-school-for-sons-basic-rights-150465075.htmlbMother of bautistic child/b fights school for son#39;s basic rights/b/abr /font size=-1bfont color=#6f6f6fKHOU/font/b/fontbr /font size=-1by Lily Jang/ KHOU 11 News HOUSTON—It#39;s a story that made parents everywhere pretty angry; a New Jersey father who sent his autistic son to school with a hidden microphone. Several women who worked at the school were heard on tape yelling at the boy b.../b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=do6Tgr4s2vGt01Mnobrb/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHxexRqggOzMuGZTxFl7B74iVBwgQamp;url=http://news.gather.com/viewArticle.action?articleId%3D281474981295064img src=//nt2.ggpht.com/news/tbn/rl3RYzTlNJJ_yM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Gather.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHxexRqggOzMuGZTxFl7B74iVBwgQamp;url=http://news.gather.com/viewArticle.action?articleId%3D281474981295064bTeacher Who Bullied bAutistic Child/b, Still Teaching/b/abr /font size=-1bfont color=#6f6f6fGather.com/font/b/fontbr /font size=-1A New Jersey teacher who bullied an bautistic child/b is being called out for her despicable actions. Stuart Chaifetz is a single father raising his 10-year-old autistic son and unfortunately, has learned first-hand how cruel people can be./fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH5ioOir3eTLmwEt1kACSk1i_6xbgamp;url=http://philadelphia.cbslocal.com/2012/04/30/cherry-hill-school-in-the-spotlight-following-alleged-verbal-abuse-against-autistic-child/Cherry Hill School In The Spotlight Following Alleged Verbal Abuse Against b.../b/afont size=-1 color=#6f6f6fnobrCBS Local/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGTfdWFNIrmnwtaKgqpGP72K-JGqQamp;url=http://www.allvoices.com/contributed-news/12044361-father-secretly-videotapes-teachers-verbally-abusing-his-autistic-sonFather Secretly Videotapes Teachers Verbally Abusing His Autistic Son/afont size=-1 color=#6f6f6fnobrallvoices/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dVj3okHwx4TIjLMuTAeZnjTP9Lg1Mnobrball 379 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGjjUDNwoujlOUzUNHbn8nVrndYwQamp;url=http://www.nydailynews.com/entertainment/music-arts/billy-joel-a-fan-autistic-6-year-old-ethan-walmark-piano-man-viral-video-article-1.1069887?localLinksEnabled%3Dfalseimg src=//nt2.ggpht.com/news/tbn/2jo-zQdDW0-4eM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2New York Daily News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGX4EZeDqok9qNgvSTHXsShTFRArwamp;url=http://www.telegraph.co.uk/news/newstopics/howaboutthat/9234837/Autistic-childs-rendition-of-Billy-Joel-hit-Piano-Man-is-online-hit.htmlbbAutistic child#39;s/b rendition of Billy Joel hit #39;Piano Man#39; is online hit/b/abr /font size=-1bfont color=#6f6f6fTelegraph.co.uk/font/b/fontbr /font size=-1Ethan Walmark, a six-year-old autistic boy from the US, has become an internet sensation with his cover version of Billy Joel#39;s 1973 hit #39;Piano Man#39;. Whilst six-year-old Ethan, from Westport, Conneticut, suffers from a form of autism that makes social b.../b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGgxuY0sD1NBYWAkdt_7eTGiwe8egamp;url=http://www.digitalspy.co.uk/odd/news/a379036/autistic-childs-cover-of-piano-man-is-viral-hit-video.htmlbAutistic child#39;s/b cover of #39;Piano Man#39; is viral hit - video/afont size=-1 color=#6f6f6fnobrDigital Spy UK/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHfR1BhPAiPy_7C9E0aL5CfTttJCgamp;url=http://news.msn.co.nz/worldnews/8458644/autistic-boys-piano-cover-going-viralAutistic boy#39;s piano cover going viral/afont size=-1 color=#6f6f6fnobrMSN NZ News/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGtaJsD41kZl1nbIBxsfz27IiU6DQamp;url=http://ca.music.yahoo.com/blogs/upbeat/kid-autism-plays-billy-joel-piano-man-173240311.htmlKid with autism plays Billy Joel#39;s “Piano Man”/afont size=-1 color=#6f6f6fnobrYahoo! Canada Music (blog)/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dcbCSg41ZRv8oFM_1ba8EOSHTh7jMnobrball 35 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHlgSJlCF7PzGa_r3Nb6jQN5kyUggamp;url=http://www.frenchtribune.com/teneur/1210934-autism-cure-services-being-offered-able-groupimg src=//nt2.ggpht.com/news/tbn/Qu4juaDForJjoM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2French Tribune/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFCm3lysQx6Dbi6xDVT94ax5_d1jAamp;url=http://www.wickedlocal.com/dighton/news/x1942563697/Making-the-transition-from-autistic-child-to-adultbMaking the transition from bautistic child/b to adult/b/abr /font size=-1bfont color=#6f6f6fWicked Local/font/b/fontbr /font size=-1“You just have to look at everything differently,” she says, adding that new issues crop up at every stage of an bautistic child#39;s/b life. What#39;s especially frustrating for parents is that funding for adult services varies from state to state./fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHNKd0YE2lFtjDzP4EsszHDMvqkhQamp;url=http://www.futurity.org/health-medicine/low-cost-test-may-screen-for-autism/Low-cost test may screen for autism/afont size=-1 color=#6f6f6fnobrFuturity: Research News/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHnBXVvZHEHI5GH5cNX6XIyQ9SbZwamp;url=http://www.mpnnow.com/news/x1942595262/Autism-awareness-Putting-it-togetherAutism awareness: Putting it together/afont size=-1 color=#6f6f6fnobrMPNnow.com/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGE2NpZorxVKA7iyoQLGP1eW80t-Qamp;url=http://www.opednews.com/articles/Who-is-Autistic-by-Yvona-Fast-120425-939.htmlWho is Autistic?/afont size=-1 color=#6f6f6fnobrOpEdNews/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHQsLvoVL5hNX_X0b4abRX4tbd6Igamp;url=http://columbustelegram.com/news/local/education/teacher-wins-award-for-work-with-autistic/article_68ab2c94-92c4-11e1-874c-0019bb2963f4.htmlnobrColumbus Telegram/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHUU8pfKkAgn0E-Z7T_OTl8HZYF4Aamp;url=http://www.yementimes.com/en/1568/health/779/Seeing-the-world-from-within.htmnobrThe Yemen Times/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dydhGQqD4BFErsMWc-iJldkdGvYZMnobrball 41 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
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