Independent Agents of America

awards.gif (32812 bytes)

Auto Insurance

Home Insurance

Life Insurance

Specialty Products

Life Insurance for
- Autism
- Celiac Disease
- Cerebral Palsy

- Down Syndrome
- Epilepsy
- Heart Attacks
- Obesity
- Special Needs
- Strokes

Guaranteed-Issue
Health
Insurance
-
Autism
-
Diabetes
- Down Syndrome
- Heart Disease
- Multiple Sclerosis
- Obesity
- Strokes

Health Savings Accounts

Contractors
Liability

Bid & Performance Bonds

Notary Public
Applications

Notary Public E & O

Tax Preparers
Professional Liability (E &O)

Janitorial Services Bonds

Short-Term Health

Health Insurance for College Students

About Us
Back to HOME
Mission Statement
Client Comments
Directions to Office
Contact Us
Our Companies

Our Companies
Progressive

Fort Wayne
Attractions
Crime Stoppers

Fort Wayne
Riverfront Development
Proposal

Indiana
IndyLinks
Northwest Indiana Links
Northeastern Indiana Catholic Home Educators
Free Classifieds
Sell Your Home

Pro Life Songs

Indiana Reverse Phone Lookup

Overcome a Fear of Flying

Video Game Reviews

Sitemap

 

G. A. MacDonald Associates, Inc.

Financial Management & Insurance Services
2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805
Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377

Life Insurance for a
Child with Autism

(Indiana & Ohio Residents Only)

Residents of other states - click here

   So, you've been told that your child doesn't qualify for life insurance because he or she has been diagnosed with Autism or Asperger's Syndrome?  I’m here to tell you that life insurance coverage is now available, even if your child has been declined in the past.  Our agency provides affordable life insurance coverage for our clients with special needs, including autism. And it couldn't be easier to qualify...our application has only one health question:

"Are you currently confined to a hospital or  hospice, or have you been told by a medical  practitioner that you have a terminal illness?"

"No"
Life insurance for an autistic child

   Our plan guarantees anyone age 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.

Plan Features

  • Choose from a $10,000 or $25,000 life benefit
  • NO medical or physical exam - only one (1) health question
  • Premium is fully-paid in 20 years
  • Policy builds cash value for your child's future
  • Provides a $10,000 or $25,000 benefit for accidental death

Rates

Graded Death Benefit
Indiana & Ohio Whole Life Insurance Policy
20-Year Level Pay
$10,000 or $25,000 Benefit
INDIANA & OHIO
Premium Rates *

$10,000 Benefit $25,000 Benefit
  Male Female Male Female
Age Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly Monthly
EFT **
Quarterly
5 $11.09 $33.79 $9.88 $30.10 $23.82 $72.54 $20.79 $63.34
6 11.67 35.54 10.15 30.93 25.25 76.92 21.47 65.39
7 12.27 37.37 10.42 31.75 26.75 81.49 22.14 67.44
8 12.91 39.33 10.71 32.62 28.36 86.39 22.86 69.63
9 13.58 41.37 11.01 33.55 30.04 91.49 23.62 71.95
10 14.29 43.54 11.32 34.48 31.82 96.92 24.38 74.27
11 15.03 45.79 11.64 35.46 33.67 102.56 25.19 76.72
12 15.82 48.18 11.97 36.46 35.63 108.52 26.01 79.24
13 16.63 50.64 12.31 37.50 37.65 114.68 26.86 81.82
14 17.47 53.21 12.66 38.56 39.76 121.10 27.73 84.87
15 18.34 55.86 13.02 39.64 41.93 127.73 28.62 87.19
16 18.75 57.11 13.29 40.49 42.96 130.84 29.32 89.31
17 19.16 58.35 13.57 41.34 43.98 133.96 30.01 91.43
18 19.57 59.60 13.86 42.21 45.00 137.07 30.73 93.61
For ages 19+ please see our adults with special needs rates

* Rates are current for Indiana in 2009 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.

** Monthly (EFT) - Bank draft from a checking account on the same day each month.

This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided.  This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.

Health Insurance For Autism (Indiana)

Need health insurance? Check out our great rates for health insurance for a child with autism. Our plan requires no medical exam and the application has no health questions.

(Indiana & Ohio Residents Only)

For more information, please send an 
email to Dave MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377

Residents of Other States

   Our agency is presently licensed to write this plan only in the States of Indiana & Ohio. 

   We will be adding other states in the near future. Please email Dave MacDonald to inquire when your state may be added.


Autism Support Organizations

Autism in the Headlines...


CBC.ca

Editorial: The autism problem
Toronto Star
The dispute between a mother of an autistic child and Liberal MPP Greg Sorbara is illustrative of the problem facing our society as we try to grapple with ...
Sorbara advised jail for aggressive autistic teen, mom claimsCTV.ca
Sorbara denies advising jail for autistic teenToronto Sun

all 47 news articles »


Macon Telegraph

Autistic child found safe in Laurens County
Macon Telegraph
Nearly 14 hours after an autistic Rentz boy wandered off from home, rescuers found him safe about 1:15 pm Wednesday. ...

and more »


7Online WSVN-TV

911 call released after man attacked over autistic child
7Online WSVN-TV
BOYNTON BEACH, Fla. (WSVN) -- Police have released the 911 call after a father was attacked at a restaurant because his autistic son was being loud. ...
Man attacks autistic child's father7Online WSVN-TV
Olive Garden Diner Shows No Amore for Autistic ChildNBC Miami
Man arrested after attacking another at Olive GardenWPEC
CBS 4 -Care2.com (blog)
all 24 news articles »


Autistic child beaten while in state custody
WFAA
FORNEY - Stephanie Powell, of Forney, said her decision to place her son in the care of the Austin State Supported Living Center was ...

and more »

Google News

 

 

For general information e-mail: Dave MacDonald
G. A. MacDonald Associates, Inc.
Fort Wayne, Indiana

Copyright © 2007-2010.  All rights reserved.