 Financial Management & Insurance Services 2200 Lake Avenue, Suite 120, Fort Wayne, Indiana 46805 Phone: (260) 422-5377 Fax: (260) 423-6780 Toll-free: (877) 341-5377 Life
Insurance for a
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So, you've been told that your child doesn't qualify for life insurance because he or she has been diagnosed with Autism or Asperger's Syndrome? I’m here to tell you that life insurance coverage is now available, even if your child has been declined in the past. Our agency provides affordable life insurance coverage for our clients with special needs, including autism. And it couldn't be easier to qualify...our application has only one health question:
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Our plan guarantees anyone age 5 to 80 the opportunity to purchase up to $25,000 of permanent whole life protection by answering one simple health question. No medical information or exam is required. The death benefit in years one to three is limited to a return of premiums paid in the first year, 50% in the second year and 100% in the third year and thereafter. The full face amount of the policy is payable in all years in case of accidental death.
Plan Features
- Choose from a $10,000 or $25,000 life benefit
- NO medical or physical exam - only one (1) health question
- Premium is fully-paid in 20 years
- Policy builds cash value for your child's future
- Provides a $10,000 or $25,000 benefit for accidental death
Rates
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Graded Death Benefit |
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| $10,000 Benefit | $25,000 Benefit | |||||||
| Male | Female | Male | Female | |||||
| Age | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly | Monthly EFT ** |
Quarterly |
| 5 | 14.19 | 43.22 | 13.22 | 40.25 | $31.56 | $96.13 | $29.12 | $88.71 |
| 6 | 14.37 | 43.78 | 13.35 | 40.65 | 32.02 | 97.52 | 29.45 | 89.70 |
| 7 | 14.56 | 44.36 | 13.49 | 41.08 | 32.49 | 98.98 | 29.80 | 90.76 |
| 8 | 14.79 | 45.05 | 13.64 | 41.55 | 33.06 | 100.70 | 30.19 | 91.96 |
| 9 | 15.02 | 45.77 | 13.81 | 42.06 | 33.65 | 102.49 | 30.60 | 93.21 |
| 10 | 15.27 | 46.51 | 13.99 | 42.61 | 34.26 | 104.34 | 31.06 | 94.61 |
| 11 | 15.53 | 47.30 | 14.18 | 43.20 | 34.91 | 106.33 | 31.54 | 96.06 |
| 12 | 15.80 | 48.12 | 14.38 | 43.80 | 35.58 | 108.39 | 32.04 | 97.59 |
| 13 | 16.07 | 48.95 | 14.60 | 44.47 | 36.26 | 110.44 | 32.58 | 99.24 |
| 14 | 16.33 | 49.74 | 14.82 | 45.13 | 36.91 | 112.43 | 33.13 | 100.90 |
| 15 | 16.58 | 50.51 | 15.03 | 45.79 | 37.54 | 114.35 | 33.67 | 102.56 |
| 16 | 16.82 | 51.22 | 15.24 | 46.43 | 38.13 | 116.14 | 34.19 | 104.15 |
| 17 | 17.05 | 51.94 | 15.45 | 47.06 | 38.72 | 117.93 | 34.71 | 105.74 |
| 18 | 17.28 | 52.63 | 15.67 | 47.73 | 39.28 | 119.65 | 35.26 | 107.39 |
| For ages 19+ please see our adults with special needs rates | ||||||||
* Rates are current for Indiana in 2008 and subject to change without notice. Upon issue, rates remain level for twenty years, after which time the policy is paid in full and no premiums will be due.
** Monthly (EFT) - Bank draft from a checking account on the same day each month.
This page and illustrations provided are for summary purposes only and contain a general outline of coverages provided. This is not a contract or policy. For a complete and detailed description of coverages and exclusions, refer to the policy forms. Eligibility is subject to underwriting approval by the insurance company.
Request an Information Kit
(Indiana & Ohio Residents Only)
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(Indiana & Ohio Residents Only)
For more information, please send
an
email to Dave
MacDonald or call us:
Toll-free: (877) 341-5377
Local: (260) 422-5377
Autism Support Organizations
Indiana |
Ohio |
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To have your organization included here, please send an email to Dave MacDonald. |
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Autism in the Headlines...
Autistic child's death renews effort to keep kids safe WPTV, FL - PALM BEACH COUNTY, FL--"I know Kaitlin, I'm going to miss her smile and going to miss her ponytail." Dick Busto’s son went to school with 5-year-old Kaitlin ... |
 Tampa Tribune | Body Of Missing Autistic Child Found CBS 4, FL - WELLINGTON (CBS4) ― A sad end to the search for a 5 year old girl who walked away from her Wellington home late Saturday afternoon. ... Palm Beach Police Search For Autistic Child |
Donations make a difference in life of autistic child, grateful ... The Hammonton News, USA - By MARK LEISER Despite great summer weather, he couldn't do the one thing he enjoys most -- play outside. That's because Joey -- a 6-year-old with autism ... |
Lawsuit over restraint of severely autistic child WAAY, AL - AP - September 12, 2008 7:45 AM ET CLINTON, Tenn. (AP) - A federal lawsuit accuses Anderson County schools of physically restraining a severely autistic boy ... |